What are the proof of consumption required by CITIC Bank's credit card?
the corresponding invoice or shopping receipt. Not limited to invoices, receipts are also ok, just find a place to open a receipt with your own name and stamp it with the official seal.
CITIC Bank stipulates that
Based on Party A's own risk management or the need to cooperate with the supervision and verification of regulatory agencies, Party A may investigate the abnormal conditions of credit card application, transaction, dispute, large repayment and card use of Party B and its affiliated cardholders related to CITIC Bank.
party b and its affiliated cardholders understand and agree to provide party a with written vouchers such as invoices or shopping receipts corresponding to the transaction, credit card declaration, credit card commitment letter, front and back copies of identity documents, credit card copies, etc., otherwise, the card use of party b and its affiliated cardholders may be affected.
Extended information:
Credit card usage rules of China CITIC Bank:
1. Credit cards are limited to purchases of goods, services and cash withdrawals by Party B and its affiliated cardholders. Party B shall not use CITIC Bank's credit card for fraudulent activities such as false transactions to obtain bank credit funds, points, prizes or value-added services. Party B and its supplementary cardholders shall not use the credit card for any other purpose, especially for any illegal purpose.
2. Party B and its supplementary cardholders understand and agree to provide Party A with written vouchers such as invoices or shopping receipts corresponding to the transaction, credit card declaration, credit card commitment letter, front and back copies of identity documents, credit card copies, etc. Otherwise, the credit card use of Party B and its supplementary cardholders may be affected.
3. Party A shall not assume any responsibility for the losses or damages suffered directly or indirectly by Party B and its affiliated cardholders due to any improper use of credit cards.
4. The credit card is only used by Party B and its supplementary cardholders. If Party B and its supplementary cardholders rent, lend or give the credit card to others for use in other ways, it will be regarded as a breach of contract, and Party A has the right to take back the credit card, and all losses will be borne by Party B and its supplementary cardholders.
5. Party B and its supplementary cardholders should use the credit card on the INTERNET in a safe environment. Unless it is due to Party A's responsibility, Party B and its supplementary cardholders must bear all risks and losses caused by the use of the card on the Internet.
6. All transactions conducted by password shall be deemed as the actions of Party B and its supplementary cardholders. Electronic information records generated by various transactions, such as deposit and withdrawal, transfer settlement, payment, etc., which are handled according to electronic data information such as passwords, are valid vouchers for this transaction.
for any transaction without password, the transaction voucher signed by Party B and its supplementary cardholders or other evidence that can prove Party B's own consumption is a valid voucher for the completion of the transaction. In addition, information records generated by card information or electronic data, such as magnetic stripe, chip, expiration date and check code of credit card, are valid vouchers for small-amount confidential-free and visa-free transactions or other face-to-face transactions.
7. according to the trading habits, the nature of transactions or the types of transactions recognized by party a, after party b and its supplementary cardholders show their credit cards or provide them and are verified by the merchants, party b and its supplementary cardholders can conduct credit card transactions through off-site transactions, including but not limited to offline POS, mail, telephone, fax and internet.