Credit card arrears, the borrower has repayment ability and good credit information. It is possible to apply for a mortgage loan. Personal credit card repayment is good, which is conducive to mortgage approval. Real estate mortgage loan process:

1. The borrower opens a current deposit account in the bank;

2. Prepare information about loan requirements;

3. Face-to-face signing bank;

4. Bank filing and approval;

5. After approval by the bank, notify the borrower of the approval result and sign a loan contract with the borrower;

6. Go to the Construction Committee for mortgage registration;

7. The Project Construction Committee issues his right certificate;

8. Handle insurance, notarization and other procedures as appropriate;

9. The bank directly transfers the loan to the account agreed in the contract;

10. The borrower repays the loan principal and interest according to the provisions of the loan contract.

2. Is it easy to apply for a credit card mortgage loan in Shenzhen? What is the application process of credit card mortgage loan in Shenzhen?

_ _ _ _ _ _ _ _ _ _ Shenzhen Credit Card Mortgage Loan Process _ _ _ _ _ _ _ _ _

1. The borrower submits written loan application materials;

2. The bank shall review and investigate the application materials submitted;

3. After examination and investigation, the bank signs a loan contract with the borrower;

4. Bank loan, the applicant uses the loan;

5. The borrower repays the loan on schedule according to the provisions of this contract;

6. Settle the loan.

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If you need to apply for a credit card mortgage loan in Shenzhen-I recommend applying for a loan business in Yirong.com, which has a good online evaluation!

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Yirong.com is an online loan application platform. Cooperate with more than 20 banks/microfinance companies nationwide, including China Merchants Bank, Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Shanghai Pudong Development Bank, and accept applications for online loans from all walks of life. The influence of many institutions on a loan will definitely help you find a loan with lower interest rate that suits you.

Third, how to borrow a credit card mortgage loan? What are the requirements for credit card mortgage application?

If you have a stable job and income, then you can apply for a personal credit loan (unsecured and unsecured). Generally, this kind of loan application requires you to have a stable job and income, a good credit status, and just punch in your monthly salary (or deposit money in a bank account every month), which can be 5- 10 times of your monthly income. If you are a civil servant, you can borrow more. Apply for unsecured and unsecured loans, that is, personal credit loans. Although the loan does not need any mortgage or guarantee, the borrower must have a stable job and income when handling it, and the income level must meet certain standards of the bank, and the individual has no bad credit record. Meet these basic conditions before you can handle it! Different applicants and different loan types need to provide different loan application materials. References: