Call to verify whether I swiped the card. The bank has a risk control system, which can monitor the abnormal information of cardholders, and conduct risk early warning to prevent risk events. If you have a credit card, you rarely use it at ordinary times. Today, you suddenly swiped several large sums. The bank may be worried about being stolen, so it will call to verify whether it is my credit card. This is the performance that the bank is responsible for.

after receiving such a call, you can answer it with confidence, and it will have no influence on the use of the credit card after verification. If there is a non-personal credit card, it can be promptly fed back to the bank for emergency treatment to ensure the safety of funds.

it is suggested that all incoming calls from the bank should be answered as much as possible, so as not to miss some safety tips and hang up after hearing the sales promotion business. Finally, don't let your guard down when you receive any call from a bank employee. Verify the calling number and the other party's information at the first time, and keep the password, verification code and other information strictly confidential to avoid being defrauded by criminals posing as banks.

Credit card of Industrial Bank:

1. After the bill date and before the final repayment date, you can automatically use this service as long as you have enough minimum repayment amount, without applying.

2. The interest will be calculated from the date when the overdraft transaction is recorded, and the interest will be collected at the daily interest rate of .5 ‰ (the annualized interest rate is approximately converted according to the simple interest algorithm: 5*365=18.25%), and the compound interest will be calculated on a monthly basis.