Like MasterCard, Visa is a brand of credit cards in the Eastern and Western worlds. If we have to compare it with Citizen Tong, it should be said that it is easier to use. If you often need to spend money abroad.
No difference. They all work quite well. ICBC Shenzhen Branch Citizen Credit Card has regular and gold levels. The gold card has a silver card surface. You can distinguish the levels according to the color of the card surface. The initial limit of a credit card is the result of ICBC's approval based on the individual's comprehensive credit status when applying for the card. After you have used the card for a period of time, you can also apply to ICBC for a limit adjustment based on your own needs.
Industrial and Commercial Bank of China (INDUSTRIAL AND COMMERCIAL BANK OF CHINA, ICBC for short) was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. The basic mission of the Industrial and Commercial Bank of China is to raise social funds and strengthen credit through financing activities at home and abroad in accordance with national laws and regulations. Fund management, supporting enterprise production and technological transformation, and serving my country's economic construction.
Industrial and Commercial Bank of China has the most advanced technological level in China. Based on the data centralization project, ICBC successfully put into production a full-featured banking (NOVA) system in 2003, plus providing technology for personalized services. The basic data warehouse together constitutes an internationally advanced financial information technology platform, providing a strong impetus for the progress of business and management.
ICBC implements a unified commercial bank operation and management system authorized by legal persons. The Head Office of the Industrial and Commercial Bank of China is the operation and management center, fund dispatching center and leadership command center of the entire bank. It has the legal person property rights of the entire bank and is responsible for the efficiency, safety and liquidity of the entire bank's operations. On the basis of authorization and credit management , implement the branch management model of "one level of decentralization and two levels of supervision" to achieve the purpose of stable operation, prevent risks and improve economic benefits.
ICBC has achieved diversified and innovative development in intermediary business. In 2008, ICBC's net fee and commission income reached RMB 44 billion, an increase of 14.7% over the same period last year. Emerging businesses such as bank cards, investment banking, asset custody, corporate annuities, cash management, and wealth management continued to develop rapidly and healthily. All indicators rank first among domestic peers.