1. How long does it take to issue a card at Agricultural Bank of China?

At present, the Agricultural Bank of China’s Lefenyi application channel only opens branch counters, and it adopts an invitation system, mainly targeting high-quality customers within the Agricultural Bank of China.

Users who are already qualified can bring their valid ID and credit card to an Agricultural Bank of China branch and ask the counter staff to apply. After approval, the Lefenyi quota will be directly loaded to the user's designated address. In credit cards, the expiry date is tentatively set at 30 days.

2. How long does it take for Agricultural Bank of China Lefenyi loan approval

“The review time of Agricultural Bank of China Lefenyi is generally 1 working day, but for some users, the review time is 3-5 days. , this is because different borrowers have different credit qualifications, and the details are subject to the bank’s review time. "1. Lefenyi installment loan refers to the Agricultural Bank of China installment loan processed based on the applicant's application. After approval, the applicant will be given an installment limit, the credit card will be credited to the account in installments, and the installment principal will be transferred to the Lefenni account. The applicant shall repay the principal in installments and pay a certain amount of installment fees. 2. The maximum credit limit of Lefenyi installment loan is 300,000 yuan. You can apply online and offline. The maximum repayment period is 5 years; the online application path for mobile banking: Agricultural Bank of China app-credit card-smart credit users must repay on time after applying. There can be no late payments. 3. Loans obtained from Lefenyi Installment Loans can be used in different fields. For example, weddings, home decoration, education, shopping, travel, etc. should all be noted. Loans are not allowed to be withdrawn, transferred, invested and managed, or withheld and paid. If the loan is overdue. It will be uploaded to the credit reporting center, affecting personal credit reporting. 4. As long as the application for Lefenyi is successful, the bank will transfer the principal to the Agricultural Bank of China debit card on the same day. The installment principal in the Lefenyi special account does not accrue interest. After the money arrives, there is no need to activate it. You can directly use the card to make purchases in many areas such as weddings, home decoration, education, shopping, and travel. Cash withdrawals, transfers, investment and financing, and withholding and payment are not allowed. 5. Lefenyi application steps: Applicants need to bring their valid identity documents and Agricultural Bank of China Class I debit card to the Agricultural Bank of China business outlets. Choose the number of installments that suits you, check the corresponding handling rates and handling fee collection methods, apply for Lefenyi, and wait for review. Whether you pass the review will be notified via text message. After approval, the money will be directly issued to the loan account and cannot be canceled. After the application is successful, the applicant can use the installment principal for consumption. After the money arrives, there is no need to activate it. You can directly use the card to make purchases in many areas such as weddings, home decoration, education, shopping, and travel. Cash withdrawals, transfers, investment and financing, and withholding and payment are not allowed.

3. What is Lefenyi Loan?

The Lefenyi loan is based on the applicant's application and the Agricultural Bank of China will grant an installment amount to the applicant after approval. The installment will be calculated on the credit card and the installment principal will be transferred to the Lefenyi special account. The maximum limit is 300,000 yuan, which can be repaid in monthly installments up to 5 years.

1. What are the conditions required for a Lefenyi loan?

Lefenyi is a consumer credit product launched by Agricultural Bank of China. It is only issued to designated high-quality customers of Agricultural Bank of China. Only customers who have business with Agricultural Bank of China can apply successfully.

The conditions that need to be met to apply for a Lefenyi loan are as follows:

1. The applicant is between 18 and 55 years old and has full capacity for civil conduct.

2. Have a stable job and income, and be on schedule

3. Have a good personal credit report.

2. What should I do if I no longer want it after applying for Lefenyi?

After applying for Lefenyi, you can’t return it if you no longer want it. Because after Lefenyi’s application is successfully approved, the bank will transfer the limit to 0 days within the validity period. Users can apply to transfer the limit to Use a special card to make purchases.

If the customer does not want to use Lefenyi, he can call the Agricultural Bank of China credit card customer service hotline and apply for early repayment from the manual customer service. However, it should be noted that if Lefenyi repays in advance, the installment procedures that have already occurred Customers need to think carefully when applying for Lefenyi.

Does Sanquan pay the handling fee?

Yes, Lefenyi early repayment only charges the fee for the corresponding period. If the early repayment has been included in the bill, the installment fee will not be refunded.

Early repayment

(1) Partial repayment. If you only repay part of the amount, it must be an integral multiple of the installment principal that should be repaid in each installment. For example, if you should repay 1,000 yuan in this period, you must repay at least 1,000 yuan or 2,000 yuan.

(2) Settlement in advance. Pay off all remaining undue amounts.

How to apply for Lefenyi loan: Applicants can go to the local branch to apply with their ID card and Agricultural Bank of China debit card or credit card (if not, you can apply on site); you can also apply for a general-purpose card - smart card For credit processing, Lefenyi will not apply after a successful application.

4. When applying for the Agricultural Bank of China Golden Harvest Score Card at an outlet, it will prompt that the review is in progress. How long will the review take...

1. Generally, after submission, 7--15 tasks The results will be reviewed and approved on the day.

2. Agricultural Bank of China Yutong etc. credit card launches 9 major promotions:

Activity 1: Free OBU equipment

Until March 31, 2016, success Customers who apply for the Agricultural Bank of China Yutong etc. credit card and apply for a one-year time deposit of 2,000 yuan or a six-month time deposit of 3,000 yuan will receive a set of electronic tag obu equipment worth 280 yuan (need to be bound to the Yutong etc. credit card). The quantity is limited, first come first served, while supplies last.

Activity 2: Enjoy 15% off on Henan Expressway

Cardholders who pay through the etc dedicated channel at the expressway toll station can enjoy a 15% off on tolls in Henan area (15% off Automatically realized when the customer passes the payment).

Activity 3: No annual fee

The Agricultural Bank of China Yutong etc credit card is divided into gold card and platinum card levels. If you successfully apply for and activate the card, the annual fee will be waived in the first year. , the gold card can waive the annual fee for the next year if you make 5 purchases a year, and the platinum card can waive the annual fee for the next year if you make 12 purchases a year.

Notes:

Activity 4: Enjoy exclusive UnionPay Wallet discounts!

Customers who have successfully applied for and activated the Agricultural Bank of China Yutong etc. credit card can enjoy the exclusive membership benefits of UnionPay Wallet and receive exclusive supermarket discounts, movie coupons and other preferential activities.

Activity 5: Get the best discount on auto insurance for more peace of mind

From now on, Yutong credit card customers who have successfully applied for and activated their credit card will receive a value-for-money gift when purchasing Sunshine Auto Insurance or Ping An Auto Insurance. share.

Activity 6: One card with multiple uses to "benefit" life

Apply for and activate the Agricultural Bank of China Yutong etc credit card, and you can participate in the Agricultural Bank of China's "Enjoy Saturdays", "Merchant Promotions and Gifts", and " During the promotion period, you can also enjoy discounts such as Watsons' discount of 30% for purchases over 120, and Pizza Hut's discounts of 40.01 for purchases over 120.

Activity 7: Newcomer Gift

By March 31, 2016, customers who successfully apply for and activate the Agricultural Bank of China Yutong Credit Card for the first time will receive a 50 yuan refueling gift. Refueling gift rewards will be uniformly distributed to the cardholder's credit card account before the end of the next month after the cardholder makes payment for refueling, expressway, etc.

Activity 8: Platinum Card Exclusive Parking Service

Platinum card holders of Agricultural Bank of China Yutong etc. Credit Card can enjoy 72 hours of free parking at Xinzheng Airport and 3 hours of free parking at five-star hotels. Rest or free business package, free airport pick-up service. You can enjoy 48-hour 1 yuan parking (3 times/year) or 2-hour parking (10 times/year) service at Zhengzhou High-speed Railway Station and designated airports across the country. Xinzheng Airport services need to be reserved in advance by calling 4006295516.

Activity 9: More discounts are on the way

In addition to the above discounts, special marketing activities for Yutong etc. credit cards such as gas discounts and car wash discounts will be carried out from time to time.

Remarks:

Henan Agricultural Bank of China has launched etc one-stop service in 18 cities and 200 outlets across the province. Customers must provide their personal identity documents, vehicle driving licenses with the same name and related certification materials. You can easily apply at the designated outlets of Henan Agricultural Bank of China.