Gold Card.

The annual fee is higher, the handling fee is more favorable, and it has more value-added services than ordinary cards.

All CITIC "Yan Card Customized Edition" cards use the latest technology. The cost of card production is much higher than that of ordinary credit cards. The official card production fee ranges from 66 yuan to 1,666 yuan. The "Yanka Customized Edition" series is also rich in the benefits of eating, drinking and having fun, as long as it is in designated shopping malls across the country. With 9 points you can drink Starbucks, eat Haagen-Dazs, buy movie tickets for 9 yuan, and get 50% off food on Wednesdays and Saturdays, etc.

What is required to apply for a CITIC Bank Card

Go to any bank branch with your valid identity document. A current account must be opened first. The account balance must not be less than 10 yuan. Accounts that do not draw money based on seals. Accounts that are not reported lost or frozen, and the account status is normal.

It is free to apply for a central savings card, with no annual fees and no small account management fees. The first two withdrawals per month between banks in the same city are free, and the subsequent withdrawals are RMB 2 per transaction.

It is free to apply for a Minsheng Bank card, with no annual fee and no small account management fee (except Shenzhen). The first three withdrawals per month for inter-bank withdrawals in the same city are free, and then 2 yuan/transaction.

A savings card is a financial transaction card issued by a bank to provide financial services to depositors. It is a type of debit card. There are two types: magnetic stripe and chip. Its main function is to make deposits and withdrawals at networked ATM machines and bank counters, and to make purchases at networked POS.

Main function

The main function of a savings card is savings deposits. Cardholders can achieve this through the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card. Functions such as card consumption, ATM cash withdrawal, transfer, various payment and other functions.

Expenses made through the card are equal to the reduction in the balance in the savings account. The account balance is zero and the card's payment function is reduced to zero. Applying for a debit card is very simple and does not require bank approval. Generally, it can be applied and withdrawn immediately.

Business scope

Savings ATM business

Savings ATM (AUTOMATIC TELLER MACHINE) is a service method and tool provided by savings for depositors, and it is also a self-service A bank provides depositors with self-service; it is the crystallization of modern communication technology, computer technology and banking services. It can provide depositors with functions such as deposits, withdrawals, account inquiries and personal password changes.

Savings POS business

Savings POS business: It is a consumer service tool provided by savings to promote the realization of electronic money, reduce cash circulation, and reduce the labor intensity of merchants. In shopping malls, hotels, entertainment venues, public service venues, etc. that already have POS terminals on the bank card network, debit card users can use their accounts to make purchases without using cash. There are no restrictions on user consumption and payment amounts, and they are exempt from fees. Handling fee.

But the account cannot be overdrawn. In addition, Savings has also launched a mobile phone bill payment service and a phone wallet payment service. Payment is easy and flexible. It is more convenient to pay bills anytime and anywhere 24 hours a day.