The membership level of China Industrial and Commercial Bank Card is as follows:
1. Credit cards are divided into black gold card, platinum card, gold card and ordinary card according to credit rating.
2. According to the brand of savings card, there are smart cards, wealth management account cards and ICBC wealth management account cards.
Star rating is the basis for users to enjoy preferential services of ICBC. From high to low, it is divided into six grades: seven-star, six-star, five-star, four-star, three-star and quasi-star, and VIP service can be enjoyed above five stars. ICBC conducts star rating according to users' business conditions. When multiple accounts of users open accounts with the same name, ID card type and ID card number, the star rating is the same. The higher the star rating, the more benefits you enjoy.
China Construction Bank card membership level is as follows:
1. Ordinary card: The lowest rating of CCB's credit card is ordinary card, which has the lowest credit limit. The credit limit of CCB ordinary cards is generally only about 3,000 yuan. If a cardholder applies for a credit card for the first time, CCB will generally start issuing it from a normal card.
2. Gold card: The credit card level of CCB is one level higher than that of ordinary cards. CCB generally does not directly handle gold cards for individuals without ordinary credit records, and the approval of gold cards is stricter than that of ordinary cards. Applicants need to provide proof of income and a good credit record. The credit limit of CCB Gold Card is generally between RMB 654.38+RMB 0,000-RMB 50,000.
3. Platinum card: CCB's credit card is a relatively high-level credit card after reaching the platinum card level. The cardholder of this credit card can not only get value-added services such as VIP treatment at the airport, exclusive customer service telephone line service, and high-value compulsory insurance, but also enjoy the VIP counter channel of the bank. However, this kind of CCB credit card has a high level and generally charges a high annual fee. The credit limit of the platinum card of China Construction Bank is generally more than 50,000 yuan.
4. Diamond card: Diamond card is the highest-level credit card of CCB. It is the highest-level credit card launched by CCB to lock the consumer market at the top of the pyramid in view of the increasingly fierce competition in the financial environment. It usually enjoys more respected services and rights than platinum cards. The credit limit of platinum card of China Construction Bank is generally more than 200,000 yuan.