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How long does it take to reapply after deregistration from China Merchants Bank?

China Merchants Bank can generally apply after 3-6 months of deregistration, and the specific results are subject to the evaluation results of the bank system. You can only apply for a China Merchants Bank credit card six months after cancellation. If there is no need to apply for investment promotion, you can consider other bank cards. Hello, it is recommended that you apply for other types of cards first, wait for the card to be issued, and then cancel it. Whether the specific points can be transferred depends on whether the points accumulated by the new card are from China Merchants Bank. If you only accumulate points from co-branded card merchants, they cannot be transferred. If you also accumulate points from China Merchants Bank, they will be automatically transferred. If the card is repaid on time every time and there is no bad record, you can try to apply for a second one. If you already hold our main credit card and want to change to other card types (you can apply for multiple cards), we recommend that you apply online Apply or refill the application form (no other fees will be incurred except the annual fee), apply for the link, and the card number will be changed at that time (the original card can continue to be used before it expires). There is no need to provide proof of employment and identity documents again when applying. If the account was closed within 6 months, you can call the CMB credit card customer service hotline to try to apply for card restoration. If your card is retained, you can continue to use the previous card after restoration. If the card is destroyed, CMB will re-send the card to the customer. . If the account has been closed for more than 6 months, you need to apply again.

After canceling the China Merchants Bank credit card, the user can apply for a new card immediately. But in actual situations, users who have just canceled an old card usually do not apply for a new card immediately. Because users cancel China Merchants Bank credit cards, it is usually because there is no need to use the card in the recent period, so the user will naturally not apply for a new card in the recent period. In addition, after the China Merchants Bank credit card is successfully canceled, if you choose to cancel the card, the card can be restored within a period of time, so the user does not even need to apply for a new card.

The time when you can apply again after canceling a China Merchants Bank credit card depends on the situation. If you have multiple China Merchants Bank credit cards under your name and you only cancel one, you can apply again at any time after the cancellation. Apply to China Merchants Bank for reinstatement of the card; if the entire account is canceled, you need to wait half a year before you can reapply. In addition, China Merchants Bank will also reassess the user's credit status when applying again