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China Bank Taobao Campus Card is a credit card, but why can't it be overdrawn? What's the difference between this card and an ordinary credit card?
All college students who have reached the age of 18 and have full capacity for civil conduct can apply for the Bank of China Taobao Campus Card. At present, only students with ID cards or temporary id card can apply. The deposit bears interest, saves the memory of the province (municipality directly under the central government), and the withdrawal fee is free, without overdraft function. Any province or municipality directly under the central government can be set as "My Site". In "My Site", you can deposit and withdraw money and transfer money through the counter of China Bank and ATM, and there is no handling fee!