You can call the credit card customer service of the rural commercial bank to propose the installment, that's all.

The application is divided into three periods, six periods or 12 periods, and the handling fee is 2.6%, 4.2% or 7.2% respectively. There is no extra interest beyond the handling fee.

Suppose 1400 yuan is divided into 12 phases, and the first phase should be returned:1400×10%+1400× 90% ÷12+/kloc-0.

As long as it is within the credit card limit, it is basically ok.