1. JD Pay can choose cash on delivery and supports all bank cards, including credit cards;

2. Direct installment payment only supports China Merchants Bank, China Everbright and Minsheng Bank, and does not support ICBC, that is to say, there is no cooperation agreement between ICBC and JD.com, so it cannot be set up;

3. You can choose cash on delivery, swipe the card first and then apply for installments with the bank, but the handling fee is higher, if it is divided into 12 installments , the first payment is 7.2, which is a one-time charge for the first period;

4. Another way is: you can buy the same products on Suning.com, and Suning happens to support ICBC credit card online Installment, and the handling fee is very low, only 4 for 12 installments, and it is collected in installments.