The overdraft function of the card can not only meet the short-term capital turnover needs of the cardholder, but also provide a lot of convenience for the cardholder's consumption. For convenience or based on the consideration of the success rate and quota of card approval, many people choose to apply for credit cards through intermediaries, and there are many traps during this period. So, what are the pitfalls in handling credit cards? What are the pitfalls in handling credit cards? There are many pitfalls in handling credit cards, for example, when applying for a card, you will be required to pay the card application fee, and when you activate it, there will be a deposit and a card opening fee. However, there is no extra fee for running a credit card, and all those who want credit card information, such as card number, expiration date and credit card security code, on the grounds of "running a card with a card" are all liars. In fact, the application and activation of most bright credit cards are free of charge. Even if a few special cards will generate production costs during the application process, they will be paid by credit card repayment after the credit card is activated. Therefore, if you encounter charges in the process of credit card application, you must check clearly by calling customer service to avoid being deceived. You must apply for a credit card through formal channels, and don't look for an informal intermediary for the illusory card approval rate and high quota. As long as you have a stable job and no bad credit history, it is no problem to apply for a credit card that suits you.