When applying for a credit card, many people will apply for a secondary card, which can be used by their families more conveniently. However, many people don’t know that the credit limit of the secondary card and the main card are equal? ??Bring this with you If you have any questions, let’s learn more with the editor below!

Does the credit card limit of the supplementary card and the main card have the same limit?

The credit card limit of the main card and the supplementary card does not have the same limit. , and the limit of the supplementary card is designated by the main cardholder. Therefore, there is generally an upper limit on the credit limit of the supplementary card. If the limit is used up in the month, you must wait until the credit limit is restored after repayment before you can continue to use it. In order not to affect the use of the primary card, the credit limit of the secondary card will generally not be higher than that of the primary card.

And each main credit card can apply for up to two additional cards (the bank can stipulate it independently), and the main cardholder has the right to request the cancellation of his/her secondary card. The credit limit of the additional card is designated by the main cardholder independently on the premise that it does not exceed the credit limit of the corresponding main card. If the primary cardholder does not specify it, the credit limit of the secondary card will be the same as that of the primary card.

Can the supplementary card be applied for by someone other than myself?

Yes. But the premise is that the main cardholder allows others to apply for the supplementary card, and usually only the children of the main cardholder can apply for the supplementary card. In other cases, non-members cannot apply for a supplementary card. When applying for a credit card, the primary cardholder can choose to apply for a secondary card at the same time, so that after the primary card is issued, the secondary card can also be obtained at the same time.