The pre-tax annual income that Bank of Communications requires applicants to provide when applying for a credit card refers to the individual's payable salary, that is, the total personal income before personal income tax is paid.

One of the conditions for applying for a credit card is to provide proof of personal income or bank statements. The purpose is to show the applicant's occupation and related income in order to prove the applicant's ability to repay.

Personal pre-tax annual income generally includes: wages, salary income, etc. It refers to the wages, salaries, bonuses, year-end salary increases, labor dividends, allowances, subsidies and other income related to the employment or employment that an individual receives as a result of his or her employment.

How to fill in the pre-tax annual income of Bank of Communications credit card:

According to the actual situation, add 2,000 to double the final award. In fact, it can be anywhere from 0 to 50,000. It mainly depends on the work unit's medical and social security provident fund. The general limit is 10,000 yuan. When calling, fill in the company's fixed line and call in advance. Personal pre-tax annual income generally includes: salary, bonus, year-end salary increase

When applying for a credit card, the pre-tax annual income that Bank of Communications requires applicants to provide refers to the individual's payable salary, that is, before personal income tax is paid. total personal income.

One of the conditions for applying for a credit card is to provide proof of personal income or bank statement, salary income, etc. It refers to the wages and salaries received by an individual due to his or her employment, in order to prove the applicant's ability to repay the loan.

Except for Bank of Communications Credit Card Platinum Card, credit card approval limits generally range from 2,000 to 50,000 yuan. The final limit is subject to the limit approved by Bank of Communications. The cash withdrawal limit of Bank of Communications credit card gold card is generally 50% of the total credit limit.

Extended information:

Bank of Communications credit card application conditions:

1. Age requirements Applicants must be between 18 and 65 years old. The bank requires you to be between 18-60 years old.

2. You can provide your own valid identity document

The valid identity document of an individual refers to the resident ID card, military officer ID card (armed police officer ID card), soldier ID card, and mainland travel permit for Hong Kong and Macao residents. , Mainland Travel Permit for Taiwan Compatriots, and one of the foreign passports.

3. Proof of work and income can be provided

Proof of work and income issued by the work unit with the official seal of the unit.

4. Proof of personal financial resources can be provided

Such as bank salary records, income certificates issued by the unit, income tax withholding certificates, self-owned real estate certificates, self-owned vehicle certificates, ICBC Certificate of deposit, etc.

5. Good personal credit record

Banks attach great importance to the applicant’s credit record. The status of the credit record plays a decisive role in whether the card can be successfully applied for. Therefore, you must maintain a good credit record. Credit history.

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