1. No matter which bank you choose to apply for a credit card in Guangzhou, it is necessary to bring your ID card. Of course, you can also bring documents such as social security card, income certificate, and real estate certificate. The staff will ask you to produce the corresponding documents as a basis for reviewing and applying for a credit card. Another point to note is that if you don’t know the credit limit, you can consult the staff for help.

2. After going to the bank to apply, you can go back and wait for the bank’s call or express delivery. Generally, the bank will reply to you within half a month. If the application is unsuccessful, the bank will also send you an official message to notify you. Of course, if your application is successful, they will tell you to pick up the credit card. They usually notify you by mail.

3. Instead of going to a nearby bank to apply, there is another way to apply for a credit card online without leaving home. Log in to the bank's official website and find the credit card homepage. You can see how to apply for a credit card, but remember that the information must be true when applying. Afterwards, the bank will provide you with two methods: go to their business branch with your relevant documents or they will bring someone to verify them. If they pass, the rest is to wait.

4. Faced with a dazzling array of bank credit card choices, you need to understand their respective focuses when applying for each, such as credit card limits, discounts, and activities organized by bank credit cards. Of course, the most fundamental thing is still to Carefully consider it based on your actual situation.