Postal Savings and Qianhai Life have a strong cooperative relationship. Generally, when you go to Postal Savings to handle business, there will usually be bank staff persuading customers to buy insurance from Qianhai Life, so The relationship between the two is very close.

1. Qianhai Life

Qianhai Life was established in 2012 and is headquartered in Shenzhen. Perhaps in the eyes of many people, Qianhai Life Insurance is not well-known, but it has strong funds. Qianhai Life Insurance has a registered capital of 8.5 billion and ranks 130th in the "2017 China's Top 500 Service Enterprises List". Generally speaking, the China Insurance Regulatory Commission has two rigid assessment indicators for the solvency of insurance companies. If an insurance company's core solvency adequacy ratio is higher than 50 and its comprehensive solvency ratio is higher than 100, it is considered to have relatively good solvency. Qianhai Life's core solvency adequacy ratio for the whole year of 2019 was 72.08, the comprehensive solvency adequacy ratio was 144.15, and the comprehensive risk level was B. It seems that it still exceeds the standard line.

2. The cooperative relationship between Postal Savings and Qianhai Life

Generally, when handling business in a bank, some people may want customers to handle loans or credit card business, but Postal savings have some differences and require customers to apply for insurance, especially some elderly people who have business in postal savings. Usually, insurance is bought because it is clearly necessary to make a deposit, so many accidents occur. Although the economic cooperation between Qianhai Life Insurance and Postal Savings is a matter between two institutions, there is nothing wrong with it. However, when conducting business, we should also respect the legitimate rights and interests of customers, especially the elderly who do not understand anything. If they are cheated, they will not be able to protect their legitimate rights and interests. Therefore, the cooperative relationship between the two companies is okay, but you should also consider your own customers. If an accident occurs, it will also affect the satisfaction of your customers, thereby causing losses to the guests.