1, 18-60 years old domestic residents with full capacity for civil conduct, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan;

2. The applicant has pledged the certificate of rights in its name, and has now opened: a. RMB time deposit certificate; B. Special RMB time deposit account for wealth management treasure; Certificate-based government bonds. Foreign currency deposits have not been opened (only for domestic residents), including: a. special account for foreign currency deposits of wealth management treasure; B. foreign currency time deposits;