Yes. As long as it is an Apple offline store, you can purchase Apple products by installment payment. Apple's official website and Apple directly-operated stores support credit card installment payments, with five options: 1, 3, 6, 12 and 24 installments, all interest-free. Banks that support credit card installment payment include Industrial and Commercial Bank of China, China Construction Bank and China Merchants Bank. You can also use Alipay Huabei for installment payment, but Huabei does not support 24 interest-free installments.

Pay by Installments is mostly used in product transactions with long production cycles and high costs. Such as the export of complete sets of equipment, large-scale vehicles, heavy machinery and equipment and other products. The method of installment payment is that after the import and export contract is signed, the importer first pays a small part of the payment to the exporter as a deposit, and the rest of the payment is paid after part or all of the product is produced, shipped, or after the goods arrive for installation and test run. , investment and repayment in installments when the quality guarantee period expires.

Development history:

The installment payment method was developed after World War II. At the beginning, it was limited to the purchase of general daily commodities or services. Later, with the rapid development of productivity, the scale of industrial and agricultural production expanded day by day, and the required expenses increased. In addition, with the development of bank credit, the field of installment payment expanded to the purchase of large machinery, equipment and raw materials by enterprises.

With the improvement of China's financial services and changes in people's consumption habits, installment payment consumption, which is popular abroad, has been introduced into the country and has been quickly recognized by domestic consumers. Those who consume through installment payment are usually young people who currently have poor payment ability but have consumption needs. The products they consume are usually laptops, mobile phones, digital products, etc.

Instalment payment options are usually offered jointly by banks and installment payment providers. Banks provide consumers with personal consumption loans equivalent to the amount of goods purchased. Consumers use the loans to pay suppliers. At the same time, suppliers provide guarantees for consumers and assume irrevocable joint liability for debts. Young people who use installment payment methods are often called "installment people".