The main difference is that the credit limit and preferential treatment are different. The credit limit of the general card is about 5,, the credit limit of the gold card is 1-5W, and it enjoys the priority service of outlets and online VIP treatment. Moreover, the platinum card is 5W-1W, which is the highest credit card of ICBC. There is no handling fee for card replacement, loss reporting, transfer and remittance, remote deposit and withdrawal, up to 4W for aviation accident insurance, and VIP treatment at the airport.