JD.COM White Card will replace the existing white card quota, and the bank card issuance may be higher than the existing white card quota. Compatible with credit cards and white lines.

Introduction of JD.COM Baitiao:

1. Apart from providing users with the convenience of buying first and paying later, Baitiao has launched an official creative product store-Time Grocery Store, which adheres to strict aesthetic standards and quality standards to create and select all kinds of beautiful and interesting life gadgets for users, and to establish a healthy and quality life attitude with young people.

2. While JD.COM White Bar brings convenience to users, it also pays great attention to the safety of users being stolen by JD.COM White Bar. In the whole process of account login, activation, transaction and information modification, the Tiance Decision Engine System, Tiandun Account Security and Anti-fraud System and Skynet Transaction Risk Monitoring System of JD.com carry out background security scanning for each account behavior, calculate in real time, identify malicious acts and high-risk orders, and get through with the mall distribution system to intercept the last mile of high-risk orders. JD.COM White Bar Anti-theft Brush is a unique advantage in the industry.

3. Set up a green channel for feedback on stolen brushes in the service hotline, and set up a special processing flow, and Jingdong Financial Customer Service will give priority to verification and processing. For users who are identified as stolen, the repayment responsibility is exempted, and the relevant accounts are specially treated, which will not affect the user's credit information.

4. jingdong finance will not let the criminals go unpunished and infringe on the interests of consumers. For the phenomenon of large-scale and cumulative infringement on the safety of consumers' funds, JD Finance established a green communication channel with the police, fed back the information at the first time, and actively cooperated with the police to solve the case by using scientific and technological means.

5. By the end of 218, JD Finance cooperated with local police to crack more than 8 cases of telecommunication network fraud, illegal intrusion into computer systems, loan fraud, infringement of citizens' personal information, etc., arrested more than 5 suspects, and avoided property losses of billions of yuan, which effectively attacked and intimidated criminal gangs such as black goods and explored a new idea of supporting public security criminal investigation with security technical capabilities.