1. Pay off the current bill:

1. If you pay off the bill after the bill date and before the repayment date, you can enjoy the interest-free period;

2. Overdue repayment If you make a payment, you will have a bad credit record, you will not be able to enjoy the interest-free period, and you will also need to pay late fees;

2. The current bill has not been paid off:

1. Repay the loan on time and repay it If the amount is greater than or equal to the minimum repayment, the default is to pay the minimum repayment: you cannot enjoy the interest-free period, and interest will be calculated from the date of consumption accounting;

2. Overdue repayment, or repayment on time, the amount If the payment is less than the minimum payment, it will be considered overdue, you will have a bad credit record, you will not be able to enjoy the interest-free period, and you will also need to pay late fees.