1. consumption abroad can improve the comprehensive score of cardholders. After all, people who have the ability to go abroad usually have a certain economic foundation and belong to high-quality customers of banks. If you visit overseas frequently, it will make the issuing bank think that cardholders have greater consumption demand, so it will greatly increase the credit card quota with overseas transaction records.

2. Spending abroad can contribute more to banks. After all, the ranking order of bank payment is foreign currency consumption >; High-rate domestic consumption > mixed-rate consumption > medium-low rate consumption > capping machine consumption, which means that spending abroad can make banks earn more fees.

In fact, spending abroad can only improve our comprehensive score, which can be used as a reference for credit card withdrawal. However, whether the cash withdrawal can be successful in the end depends on our comprehensive use of cards at ordinary times. Inquiring about our consumption records abroad is actually very simple. You can get a detailed credit card consumption abroad report on the card rating platform, and at the same time, you can learn about the withdrawal probability, consumption index, consumption records, consumption amount, transaction profile and other information. Therefore, if you want to increase the quota, you have to form a good habit of using cards. Specifically, you can do this:

1, increase the frequency of credit card use, and keep the number of swipes at 10 ~20 times per month;

2. Ensure the monthly credit card spending amount, which is between 50% and 70%, small and large, and occasionally large;

3. Enrich the consumption types of credit cards. The more types of catering and entertainment, the better. Less online shopping, Alipay transactions and cash withdrawals;

3. Ensure that the credit card can be repaid in full and on time. You know, good credit information is the premise.