Yes, overdue credit cards are indeed very common nowadays. Many people are talking about their own experiences of being overdue in the hope that the problem can be solved.

Details are as follows:

First, changes in consumption concepts. In recent years, people's consumption concepts have changed, and they are more inclined to purchase through credit cards. The convenience and limit of credit cards are relatively high, which makes some people prone to overdrafts.

Second, the increase in economic pressure. As prices rise and the cost of living increases, the financial pressure on many people becomes greater. In this case, some people may choose to use credit cards to relieve financial pressure, but fail to repay on time, leading to overdue situations.

Third, there is a lack of financial knowledge and awareness. Some people do not know enough about the use and repayment rules of credit cards, and lack good financial awareness and planning. Therefore, they may easily misunderstand how to use their credit cards, leading to an increase in overdue payments.

In general, the prevalence of credit card overdue is caused by several factors. Changes in consumption concepts, increased economic pressure and lack of financial knowledge and awareness are the main reasons for this phenomenon.

According to expanded information, according to data from the People's Bank of China, as of the end of June 2020, the number of overdue credit card accounts in China exceeded 140 million, and the overdue limit reached 2.7 trillion yuan. This reflects the prevalence of overdue credit cards. Moreover, due to unforeseen emergencies such as the epidemic, some people's financial situation may become more difficult, and the risk of credit card overdue will increase accordingly.

When solving the problem of overdue credit cards, individuals should enhance their financial knowledge, plan their consumption reasonably, and understand their financial status regularly. If overdue occurs, you can proactively contact the bank to communicate and seek solutions, such as re-establishing a repayment plan or applying for a repayment extension. In addition, strengthening your awareness of repayment and ensuring on-time repayment are also important ways to prevent credit card overdues.

Without providing enough information, I assume that the "landing" mentioned in the question refers to solving the overdue credit card problem, so that the personal credit situation can be improved. Therefore, the above answer is based on this understanding.