Whether the abnormal status of the bank card can be automatically resolved mainly depends on the cause of the abnormal status. There are two main types:

The first one: the abnormal status can be automatically resolved

If the abnormal status of the bank card is caused by the bank's own system upgrade or other problems of the bank itself, the bank card will automatically remove the abnormal status after the bank system returns to normal or the related problems are resolved;

Second type: Unable to automatically clear the abnormal status

1. If the abnormal status of the bank card is caused by the expired ID card and failure to go to the bank to update the ID information in time, then the abnormal status cannot be automatically cleared and the card owner needs to I will bring my new ID card to the bank (any branch of the same bank) to update the information.

2. If the abnormal status of the bank card is caused by the degaussing of the magnetic stripe of the bank card chip, then the abnormal status cannot be automatically resolved, and the card owner needs to bring his or her ID card and bank card to the bank (the same branch is sufficient) Replace with new card.

3. If the abnormal status of the bank card is caused by multiple incorrect password entries or a cumulative exceeding the limit, then the abnormal status cannot be automatically lifted, and the card owner needs to bring his or her ID card and bank card to the bank where the card is issued. (You can go to the same branch) to report the loss and reset the password.

4. If the abnormal status of the bank card is caused by a bank card that has not been used for a long time, the abnormal status cannot be automatically resolved. The card owner needs to bring his or her ID card and bank card to the bank (the same branch is sufficient) Ask the staff to resolve it.

5. If the abnormal status of the bank card is caused by the card owner having a legal dispute and the bank card being frozen by the court, then the abnormal status cannot be automatically lifted. You need to wait for the court's decision and the legal dispute to be resolved before processing.

6. If the abnormal status of the bank card is caused by the card owner's frequent transfer operations and is deemed to be suspected of money laundering, the abnormal status cannot be automatically lifted, and the card owner needs to verify the source of funds. , make a detailed, reasonable and legal explanation of the whereabouts of the funds, and then submit it to the Anti-Money Laundering Center. After confirming that it is not money laundering, it can return to normal.

1. Entering the wrong bank card password more than three times, expired ID card, frequent bank card transfers, legal cases, etc.

1. Reason: The bank card was locked if the wrong password was entered more than 3 times.

Unlocking method: In this case, it will not be unlocked automatically. You have to bring your ID card and bank card to the bank counter to unlock it (any branch of the same bank). The processing time is very fast.

2. Reason: The ID card has expired.

Removal method: The validity period of the ID card left by the bank when opening the account has expired. At this time, you need to go to the bank counter with your updated new ID card to update it, which is also at any branch of the same bank.

3. Reason: The bank’s anti-money laundering suspicion caused frequent bank card transfers, and the bank card status was adjusted to abnormal.

Removal method: In this case, you need to go to the account opening bank (the branch where you opened the account) to give a detailed and reasonable explanation of the use of your bank card, where the funds come from, and where to transfer them. Mutiny can be accessed without money laundering.

4. Reason: Involving legal cases, the bank card was frozen by the judiciary.

Removal method: In this case, you need to deal with the legal case first, and you can only withdraw money after the case is closed.

2. Precautions for using bank cards:

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of the ATM machine, in order to For safety reasons, do not use it and inform the bank immediately;

2. To prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the bank’s video surveillance; < /p>

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. When swiping cards for consumption, do not let them Keep the bank card out of sight and pay attention to the number of times the cashier swipes the card. When you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your own card.

3. Relevant requirements for abnormal bank card status:

1. Repaying the loan in advance is obviously inconsistent with its financial status.

2. Most of the foreign exchange and RMB funds purchased by customers for overseas investment are in cash or transferred from bank accounts with different names.

3. The customer requires swap business between domestic and foreign currencies, but the source and use of the funds are suspicious.

4. Customers often deposit traveler’s checks or foreign currency draft deposits issued overseas, which is inconsistent with their business conditions.

5. Foreign-invested enterprises invest in foreign currency cash or quickly transfer funds overseas in a short period of time after receiving investment funds, which is inconsistent with their production and operation payment needs.