One party to the contract has the right to refuse its performance request before the other party performs it. So do you know what the current contract is like? Here I would like to share some loan contracts with you about banks, hoping to help you.
1 Selection of the terms of the bank loan contract of the borrower (hereinafter referred to as Party A):
Domicile:
ID number:
Lender (hereinafter referred to as Party B):
Domicile:
ID number:
Guarantor (hereinafter referred to as Party C):
Domicile:
ID number:
According to the Contract Law of People's Republic of China (PRC) and relevant laws and regulations, Party A, Party B and Party C reached an agreement on Party B's borrowing from Party A through friendly negotiation. Party B agrees to provide capital loan to Party A, and Party C provides guarantee. In order to clarify the rights and obligations of all parties and protect the legitimate rights and interests of all parties concerned, the following loan agreement is hereby signed:
I. Loan Amount and Purpose
1. Party B agrees to borrow RMB 200,000.00 Yuan from Party A, which will be used for legitimate investment projects of Party A. ..
2. The funds lent by Party B to Party A will be paid to Party B within 65,438+0 months after the signing of this contract.
3. Party B does not supervise and agree on the use of Party A's funds, but if Party A transfers funds, assets or the financial situation is seriously deteriorated, Party B has the right to recover the above loans in advance.
II. Agreement on loan term and interest
1. The service life of the funds lent by Party B to Party A is 2 years, counting from the time when all the funds are paid to Party A's account.
2. The annual interest rate of the funds lent by Party B to Party A is 5%.
3. Party A shall calculate the interest on the use of funds from the date of receiving all loans from Party B. ..
Third, the repayment of loans.
1. 60 days before the loan expires, Party A shall propose a repayment preparation plan to Party B and notify Party A in writing of the legal status of the repayment collateral.
2. Party A shall repay 40% of the total loan to Party B 30 days before the loan expires, and fully repay the loan to Party B when it expires.
Iv. loan repayment guarantee clauses
Party C agrees to provide a guarantee for Party A to borrow from Party B with its own house ownership (self-change) in __X, Hangzhou, and the scope of guarantee includes the loan principal, penalty interest and all expenses such as legal fees and attorney fees paid by Party B to recover the money.
Verb (abbreviation of verb) liability for breach of contract
1. If Party A fails to provide the loan on schedule, it shall pay the borrower liquidated damages according to the default amount and the number of days of delay. The calculation of the amount of liquidated damages shall be the same as that of the borrower's penalty interest.
2. If Party B fails to use the loan for legal purposes, Party A has the right to recover the loan.
3. If Party B fails to repay the loan on schedule as agreed in this Contract, it shall collect penalty interest at twice the annual interest rate of the loan project. At the same time, Party A may bring a lawsuit to the People's Court of Hangzhou City, Zhejiang Province at any time, and Party B shall bear all expenses such as travel expenses, attorney fees and legal fees for Party A to recover the money.
Intransitive verb others
1. If there are any matters not covered in this contract, Party A, Party B and Party C shall supplement them through negotiation. Supplementary terms have the same effect as this contract.
2. This agreement shall come into effect as of the date of signature by Party A, Party B and Party C. This agreement is made in triplicate, with Party A, Party B and Party C holding one copy respectively.
Signature:
Party A (signature): Party B (signature):
Party C (signature):
Signature time: year month day.
Part II of Bank Loan Contract Borrower: (hereinafter referred to as Party A):, Gender:, Date of Birth: Year Month Day, Resident Identity Card Number:, Contact Information:
Current address:
Lender: (hereinafter referred to as Party B):, gender:, date of birth: MM DD YY, resident ID number:, contact information:
Current address:
Guarantor: (hereinafter referred to as Party C):, gender:, date of birth: year month day, resident ID number:, contact information:
Current address:
In accordance with the Contract Law of People's Republic of China (PRC), the Guarantee Law of People's Republic of China (PRC) and other relevant laws and regulations, all parties, following the principles of equality, voluntariness and consensus, sign the following contract on secured mortgage loan for mutual compliance.
Article 1 Party A borrows RMB from Party B (in figures): in words:
Article 2 Loan Term: The loan term of Party A to Party B is days, from (year) to (year).
Article 3 Payment method: Party B shall provide Party A with the funds under this contract in cash at one time on.
Article 4 Interest and payment method of interest: the interest paid on behalf of others is% per month, and the interest is calculated from the date of signing and performance of this contract. The interest payment method is lump-sum interest payment.
Article 5 Use and repayment method of funds: Party A will use the loan for personal operation, and Party A will guarantee that the loan will be used for proper operation and will not engage in illegal operation and use. Party A shall repay the principal and interest in one lump sum when the loan expires. Party B has the right to supervise the use of Party A's loan. If it is found that Party A uses the loan abnormally, and there is a repayment crisis or delays or refuses to pay the interest two days after the interest payment date, Party B has the right to terminate the contract and recover the loan principal and interest in advance. According to the domicile and mailing address confirmed by Party A, Party B informs Party A to terminate the contract and recover the principal and interest. Party B has the right to mortgage Party A's property to offset the loan principal and interest, and claim the principal and interest from Party C, the guarantor of joint liability.
Article 6 The parties shall be honest and trustworthy and fully perform the contract. In case of overdue performance of the contract, the breaching party shall be liable for breach of contract at 1% of the daily contract amount. Ten days overdue. Party B has the right to terminate the performance of the contract and recover the loan. If Party A fails to repay the loan, Party B has the right to demand the defaulting party to compensate for the loss according to the overdue time and four times of the loan amount and the bank loan interest rate in the same period.
Article 7 Warranty clause
1. In order to ensure the performance of the loan contract, Party A takes all its articles as the pledged property of this loan contract. Guaranteed property: (mainly describe name, model standard, quantity, quality, appraised value, current storage location, etc.). ).
From the date of signing this contract, before or when Party A receives the loan, Party A shall hand over the pledged goods to Party B for safekeeping, and the expenses for safekeeping shall be borne by Party A.. ..
2. Scope of guarantee: loan principal, interest, liquidated damages, losses agreed in this contract and expenses for Party B to realize creditor's rights (including all normal expenses such as attorney's fees).
3. This contract is jointly guaranteed by Party C, and the guarantee period is two years from the date of repayment. Party C shall be responsible for Party A's breach of contract. After Party C promises, Party C will inherit the creditor's rights of this contract and exercise the creditor's rights against the defaulting party. If Party A fails to fulfill the obligation of repayment and interest payment, Party C shall repay unconditionally. After fulfilling the repayment obligation, Party C shall inherit the creditor's rights agreed in Party B's contract and recover the liability for breach of contract and compensation for losses from Party A. ..
Article 8 In case of any dispute during the performance of this contract, both parties shall settle it through negotiation. If negotiation fails, it shall be settled through litigation in the People's Court of Laicheng District, Laiwu City. The litigation expenses and lawyer's agency fees arising from the litigation shall be borne by the breaching party.
Article 9 This contract is made in triplicate, one for each party, and shall come into effect as of the date of signature and seal by all parties. If the contract previously signed by all parties is inconsistent with this contract, this contract shall prevail.
Party A (signature and seal):
Party B (signature and seal):
Party C (signature and seal):
date month year
Selected Articles of Bank Loan Contract 3 Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Telephone message:
Address:
Postal code:
Loan Bank: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Telephone message:
Legal representative:
Chuan Zhen:
Address:
Postal code:
The borrower is (hereinafter referred to as Party A)
The Lender is the mortgagee (hereinafter referred to as Party B)
The guarantor is the house selling unit (hereinafter referred to as Party C)
Party A applies for a loan from Party B for purchasing, constructing, renovating or overhauling the self-occupied house, and is willing to use the house purchased or maintained as collateral according to the provisions of the Municipal Provident Fund Management Center and the Measures for Mortgage Loans for Employees' Housing. Party B agrees to issue the loan after examination. Before the mortgaged property is handed over to Party B for safekeeping, Party C is willing to provide a guarantee for Party A. In order to clarify their respective rights and obligations, Party A, Party B and Party C have entered into this contract through consultation and abide by it jointly.
Article 1 Loan amount
Party A borrows RMB (in words) _ _ _ _ _ _ _ _ _ _ _ from Party B.
Article 2 Purpose of loan
Party A's loan is used to purchase, build, rebuild and overhaul the house located in _ _ _ _ _ _ _ _ _ _ _ _.
Article 3 Term of loan
The term of the loan contract is from year month day to year month day.
Article 4 Loan interest rate
The loan interest rate is determined according to the interest rate announced when signing this contract, with an annual interest rate of _ _% (monthly interest rate of _ _%). In case of interest rate change during the loan period, it shall be handled according to the regulations of the People's Bank of China.
Article 5 Deposit self-raised funds.
After the signing of this contract, Party A shall open a current savings account (savings card account) with Party B and deposit its own funds for future use. If it is necessary to use Party A's own provident fund, members of the same household, non-household spouses and non-household blood relatives to offset the self-paid funds, it is necessary to provide the written consent of the parties concerned and submit it to Party B for transfer procedures. Party A has paid the self-raised funds to the selling unit for the down payment of mortgage, and the deposit can be exempted with the receipt.
Article 6 Lending
Party A hereby irrevocably authorizes Party B to transfer the loan amount together with the self-raised funds deposited in the bank account opened by the selling unit or the real estate market in the name of Party A's house purchase money within five working days after the house mortgage registration is approved (confirmed by Party B).
When Party A builds, rebuilds or overhauls the self-occupied house, and the self-raised funds are exhausted or about to be exhausted after the contract comes into effect, Party B will take the initiative to transfer the loan funds into the current savings account opened by Party A in Party B, and pay according to the progress of the project.
Article 7 Loan repayment
The loan principal and interest shall be repaid in equal monthly installments.
The loan will repay the principal and interest on a monthly basis from the month following the issuance. Calculate the monthly equal repayment of loan principal and interest according to the calculation formula of equal repayment, round it to zero yuan to determine the monthly repayment amount, and finally collect the principal and interest.
(1) The monthly principal and interest payment in the first installment (when this contract is signed) is RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
(2) The monthly repayment amount of the second and subsequent installments shall be calculated according to the loan interest rate of individual housing provident fund announced by the bank in that year, subject to the written notice of Party B, and the monthly repayment amount of the principal and interest in installments shall be changed.
If Party A needs to repay the principal and interest of the loan with the provident fund of itself, members of the same household, non-resident spouses and lineal blood relatives, it can do it once in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Savings card and credit card repayment
Party A must handle the savings card and credit card of China Construction Bank, and entrust Party B to deposit all the principal and interest into the savings card account or credit card account by automatic transfer, so as to ensure that Party B can make transfer and repayment.
If the card repayment fails due to Party A's reasons, Party A must bring cash to the original loan handling bank for repayment.
Party A shall pay off the outstanding loan principal in advance, and Party B shall not charge the prepayment fee or refund the loan interest charged at the original contract interest rate.
Article 8 Loan guarantee
The house purchased by Party A under this Contract shall be guaranteed by Party C in installments. Before the property right certificate is handed over to Party B for safekeeping, if the borrower defaults for three consecutive months, defaulting on the loan principal and interest, penalty interest and related expenses, Party C shall be responsible for paying off the loan on behalf of Party B within ten days after receiving the notice of performing the guarantee responsibility from Party B. The guarantee period shall be from the date when the loan occurs to the date when Party B obtains the property right certificate and holds it in custody.
During the guarantee period, if both parties agree to change the contents of the loan contract, they shall obtain the written consent of Party C in advance.
The house purchased, built, rebuilt or overhauled by Party A under this contract is used as the mortgage guarantee of the loan, and both parties shall sign a house mortgage contract separately. Where Party A purchases an auction house, it shall hand over the pre-sale contract to Party B for safekeeping.
Article 9 notarization of contracts
Party A, Party B and Party C shall notarize this contract and the house mortgage contract signed by Party A and Party B at the notary office within ten days from the date of signing this contract.
Article 10 Modification and rescission of the contract
After this contract comes into effect, neither party may change or terminate this contract without authorization.
Where Party A transfers its rights and obligations under this Contract to a third party, it shall comply with relevant regulations and obtain the written consent of one party in advance (such as the consent of Party C during the guarantee period), and its transfer shall take effect after the transferee and Party B re-sign the loan contract.
Article 11 Rights and obligations of both parties
Party A has the right to require Party B to issue the loan as agreed in this Contract;
Party A shall return all the loan principal and interest to Party B within the time limit agreed in this Contract;
Party A must use Party B's loan according to the agreed purpose, and Party A shall not use Party B's loan for other purposes without Party B's written consent.
Party B shall timely release the loan within the time limit stipulated in this contract. Article 12 Liability for breach of contract
During the performance of the Contract, if Party A fails to repay the loan principal and interest on a monthly basis, it shall be deemed as overdue. Party B will pay the liquidated damages of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
If Party A fails to repay the loan principal and interest and related expenses for six consecutive months, or finds that the information provided when applying for a loan is untrue, and rents, sells, exchanges or donates the mortgaged house without Party A's written consent, Party B has the right to recover the loan principal and interest in advance until the mortgaged house is disposed of completely. If it is not enough to repay the arrears, it has no right to continue to recover the arrears from Party A. ..
If Party A fails to use Party B's loan as agreed in this Contract and uses the loan for other purposes, it will charge a penalty of 12/10000 per day for the misappropriated part.
Article 13 the dispute settlement method of this contract
Any dispute arising from the performance of this contract can be settled through negotiation. If negotiation fails, a lawsuit may be brought to the people's court where Party B is located. During the negotiation or litigation, the provisions of this contract that are not involved in disputes shall continue to be implemented.
Article 14 Other agreed matters (omitted)
Article 15 This contract shall come into effect as of the date of signature by Party A, Party B and Party C, and the guarantee liability of Party C shall be terminated from the date when the real estate license and other warrants of the commercial house purchased by Party A are delivered to Party B for safekeeping. Before the loan principal and interest and related expenses under this contract are fully paid off, Party A and Party B shall bear their respective responsibilities.
Article 16 The original of this contract is in quintuplicate, one for Party A, Party B and Party C, one for the notary office, one for the real estate registration agency and one for the municipal provident fund management center.
Party A: (Seal) Party B: (Seal)
(Signature) Legal Representative (Signature)
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Party C: (official seal)
Legal representative (signature)
(or its authorized agent)
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 4 of the Bank Loan Contract is selected as follows:
An international loan contract refers to an agreement between lenders and borrowers of different nationalities to determine their rights and obligations in order to transfer a certain amount of currency ownership. Among them, the lender's main obligation is to issue loans on time, and the borrower's main obligation is to repay the principal and interest when due. This kind of contract is characterized by its wide coverage, almost involving creditor's rights, property rights, trust agency, tax law, insurance, foreign exchange, wealth management and other departments, but there is no international treaty to follow at present; Few countries have complete laws to regulate international commercial loans. In practice, the rights and obligations of borrowers and lenders and related matters are mainly agreed by contracts.
Examples of international loan contracts
China _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as the Borrower)
_ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as the Lender)
Whereas the Borrower applies for a loan from the Lender, the Lender agrees to provide the Borrower with a foreign exchange loan with a maximum amount of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
1 definition
In this loan contract, unless otherwise specified, the following words shall have the following meanings:
"Effective withdrawal period" refers to the period during which the borrower can withdraw the "loan line" as stipulated in Article 3.2 of this loan contract; "Bank working day" means1) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Project cost" refers to construction and installation costs, equipment purchase costs, sea freight and other costs related to project construction; "Construction period" refers to the period from the effective date of the contract to the initial delivery date; "Contractor" means _ _ _ _ _ _ _ _ _ _ US dollars, which is the legal tender of the United States of America; "Event of Default" refers to any event or fact specified in Article 16. 1 of this loan contract; "Loan amount" refers to the loan amount that the borrower can withdraw and/or has withdrawn as stipulated in Article 2. 1 of this loan contract, including "Part A", "Part B" and "Part C"; "Final mechanical completion date" means the last day of 26 months from the effective date of the contract; "French franc" means the legal tender of the French Republic; "Interest deposit account" refers to the US dollar account specially used to pay bank interest and expenses during the project construction period; "Interest Payment Date" means the last day of each Interest Period; "Interest-bearing period" refers to the period from the first withdrawal date to the date when all principal, interest and all expenses under this loan contract are paid off, with a period of six months; "Joint venture agreement" refers to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Net cash income" refers to the cash income used by the borrower to repay this loan, and its calculation method is stipulated in Article 6.2 of this loan contract; "Withdrawal Notice" refers to the notice sent by the borrower to the lender in the form of attachment 1; "Person" refers to natural persons, legal persons, partners and similar organizations; "Preliminary Delivery Date" means the last day of four months from the "Final Mechanical Completion Date"; "This Project" refers to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Surveyor" refers to the project engineer designated by the borrower, whose qualification certificate satisfies the lender and is responsible for reporting the project progress, quality budget and final accounts to the lender; "Party A's part of the loan amount" refers to the part of the loan provided according to this Agreement, which is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Option 5 of bank loan contract terms Mortgagor (Party A): Address:
Legal representative (or authorized agent):
Account opening financial institution and account number:
Mortgagee (Party B): Address:
Legal representative (or authorized agent):
In order to ensure the performance of loan contract no. (hereinafter referred to as the loan contract), Party A is willing to use the property it has the right to dispose of as collateral, and Party B agrees to accept the property mortgage of Party A after examination. According to relevant laws and regulations, Party A and Party B reach the following terms through consultation:
Article 1 Party A mortgages the property listed in the List of Mortgaged Property (attached).
Article 2 The loan amount secured by Party A's mortgage (in words) is from to.
Article 3 Party A guarantees to enjoy the ownership or management right of the mortgaged property according to law.
Article 4 On the effective date of this contract, Party A shall submit the ownership certificate of the mortgaged property to Party B. During the mortgage period, Party B shall keep the ownership certificate of the mortgaged property.
Article 5 Scope of mortgage guarantee: loan amount (in words) yuan and interest, liquidated damages payable by the borrower (including penalty interest), compensation and expenses (including attorney fees and legal fees) for realizing loan creditor's rights and mortgage rights.
Article 6 The validity of this contract is independent of the secured loan contract, and the invalidity of the loan contract does not affect the validity of this contract.
Article 7 All expenses related to evaluation, insurance, appraisal, registration and storage under this contract shall be borne by Party A. ..
Article 8 During the mortgage period, Party A has the obligation to properly keep the collateral intact and accept the inspection of Party B at any time.
Article 9 During the mortgage period, Party A shall handle property insurance for the mortgaged property. The first beneficiary of property insurance is Party B. The insurance documents are kept by Party B on its behalf.
Article 10 During the mortgage period, if the insurance coverage of the collateral is damaged or the value of the collateral is reduced due to the actions of a third party, the insurance compensation shall be deposited into the account designated by Party B as the mortgaged property, and Party A shall not use it during the mortgage period.
Article 11 Where the value of the collateral decreases, Party A shall provide Party B with a guarantee equivalent to the decreased value within 30 days.
Article 12 During the mortgage period, if the collateral causes environmental pollution or other damage, Party A shall bear the responsibility by itself.
Article 13 During the mortgage period, without the written consent of Party B, Party A shall not give, move, lease, transfer, remortgage or dispose of the collateral under this contract in any other way.
Article 14 During the mortgage period, with the written consent of Party B, the proceeds from the transfer of collateral by Party A shall have priority to pay off the secured creditor's rights to Party B in advance.
Article 15 After the expiration of the loan contract, if the borrower fails to pay off the debt, Party B has the right to receive priority compensation by discounting the collateral or by auction or sale of the collateral to realize the mortgage right.
Article 16 Under any of the following circumstances, Party B has the right to dispose of the collateral in advance to realize the mortgage right, stop lending or recover the principal and interest of the loan in advance:
1. Party A is declared bankrupt or dissolved;
2. Party A violates the obligations stipulated in Articles 4, 8, 9, 11 and 13 of this contract or commits other serious breach of contract;
3. During the performance of the loan contract, the borrower is declared bankrupt, dissolved or changes the enterprise system without authorization, which leads to the invalidation of the loan creditor's rights of Party B, the change of the loan purpose, the involvement or imminent involvement in major litigation (or arbitration) procedures, and other acts that may affect its solvency or lack the sincerity to pay debts.
Article 17 Party A conceals the situation of joint ownership, disputes, seizure, seizure and mortgage, which causes economic losses to Party B.. , Party B shall be paid a penalty of% of the loan amount under the loan contract. If the liquidated damages are insufficient to make up for Party B's losses, Party A shall also compensate the insufficient part. Party B has the right to directly deduct liquidated damages and compensation from the deposit account opened by Party A in Party B. ..
Article 18 The proceeds from Party B's disposal of collateral according to law shall be distributed in the following order:
1. Pay the expenses required to dispose of the collateral;
2. Pay off the loan interest owed by the borrower to Party B;
3. Pay off the loan principal, liquidated damages (including penalty interest) and compensation owed by the borrower to Party B;
4. Pay other expenses.
Article 19 Other agreed matters:
Article 20 In case of any dispute arising from this contract, if no agreement can be reached through negotiation, it shall be settled by the following Option ():
(1) Apply to the Arbitration Commission for arbitration.
(2) bring a lawsuit to the people's court according to law.
Article 21 This contract shall come into effect as of the date when all mortgaged properties in the List of Mortgaged Properties are registered.
Article 22 This contract shall be signed and sealed by the legal representatives of both parties (or their authorized agents).
Article 23 The original of this contract is in duplicate, with each party holding one copy.
Party A: (official seal)
Party B: (official seal)
Legal representative:
(or entrusted agent)
Date of signing: