From the billing date, if it is the same card issuer, there will be a fixed repayment date (unless the card issuer has another contract with the applicant). However, it should be noted that the repayment date stipulated by law cannot be exceeded.

It is worth noting that the average bank will have a grace period of 3-5 days, so as long as the repayment is made within the grace period, it will not affect the credit investigation.