To apply for a credit card, you need to provide the following materials:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), Soldiers need to provide a copy of their military ID;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp the company name Official seal or personnel seal), or a copy of the work permit/plate;

3. Proof of financial resources: it can be a bank salary record, or income tax withholding voucher, or documents proving the market value of houses, cars, deposits and investments. (such as a copy of the real estate certificate/car driving license/bank time deposit certificate) and other documents that can prove the level of financial resources.

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1. How to apply for a credit card with a business license:

1. It is difficult to apply for a credit card with only a business license. If you really need to apply for a credit card, it is recommended Go to a commercial bank, such as China Merchants Bank, China CITIC Bank, China Guangfa Bank, China Everbright Bank, etc., and bring your proof of income, proof of financial resources, ID card, and copy of your business license to the bank counter to apply for a credit card. 2. Identity certificate: usually an ID card, which must be between 18 and 65 years old and with full capacity for civil conduct;

3. Business license: generally required for more than half a year;

4. Proof of financial resources: Bank account statements, income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/copies of bank time deposit certificates) and other information that can prove your financial level. .

2. How long does it take to apply for a business license before you can apply for a credit card:

For an individual industrial and commercial household business license, according to the individual industrial and commercial household registration procedures, the application materials submitted by the applicant are complete and comply with the legal form. , the registration authority shall register on the spot, and if it is necessary to verify the substantive content of the application materials, make a decision on whether to grant registration within 15 days. For a partnership enterprise, according to the Registration and Management Measures of the People's Republic of China on Partnership Enterprises, a decision shall be made within 30 days to approve or disapprove registration.

For companies, sole proprietorships and other enterprises, according to the enterprise registration procedures, if the applicant or his or her authorized agent submits an application to the enterprise registration location for acceptance, a decision to approve registration shall be made on the spot. If it is necessary to verify the application materials, a decision on whether to approve registration shall be made within fifteen days from the date of acceptance. The normal time for applying for a self-employed business is 35 days, and some cases only take half a month. The main reason is that there are too many rejections. The main reasons for rejection are:

1. The store name of the self-employed business was registered first. (similar names).

2. The business scope is too general, not specifically marked, and not detailed enough (for example, technology: it needs to include mobile phones and digital cameras, and it needs to be specific).

3. If the address does not meet the requirements, the Industrial and Commercial Bureau will also reject it (this is to divide the address facade according to its own industry).