If the new card still charges an annual fee after reporting the loss, the debt information of the old card will be transferred to the new card. If the annual fee is not deducted from the old card, but the annual fee exemption conditions are not enough, the annual fee will be deducted from the new card after the new card is replaced.

If a new card is not reissued after the loss is reported, no annual fee will be charged. If you only report the loss, the card will be frozen, so there is no handling fee.

Can I repay the loss of my credit card?

Generally speaking, the credit card can be repaid after reporting the loss, but the customer can still transfer the money to repay. If you don't have a card in your hand after losing your credit card, but you need to repay it urgently, you can try three methods: go to the front desk of the bank where you handle the credit card and directly handle the credit card repayment business. If there is online banking, you can use online banking to repay. If the credit card is bound to a third-party payment, you can use a third-party repayment. For example, a credit card bound by Alipay can be repaid by Alipay.