1. The applicant is over 18 years old and has full capacity for civil conduct;

2. The applicant has a stable job and income, and has a certain ability to repay principal and interest. ;

3. The applicant has overseas consumption needs;

4. The applicant has good credit and no bad credit record;

5. The applicant has valid certificates, Such as ID card, passport, etc.

After users meet the above application conditions, they can apply for a VISA card. Whether the credit card can be approved is subject to the bank's approval results.

Can I apply for a visa card on the same day?

No, it usually takes about 15 days to apply for a visa card. However, it generally takes 10 working days from receipt of application materials to the review department completing the credit card review. After approval, the card will be produced within 2 working days. After the card is produced, the Credit Card Center will send it by registered mail according to the billing address. The delivery time varies from 3 to 7 days depending on the address.

Of course, if you encounter a situation where the card is batched in seconds, the card application will be very fast and the card can be issued within a week.