How much is the credit card 1, yuan a month
Take the Bank of Communications as an example:
1. Cash withdrawal by credit card, the interest is: 1,.5% 3 = 15 yuan, then the total * * will be 1,15 yuan;
2. Enjoy the loan, the loan interest rate is .72%, and the interest is: 1,.72% = 72 yuan, so the total * * * will be 1,72 yuan;
3. Good cash loan, the loan interest rate is .75%, and the interest is: 1,.75% = 75 yuan, so the total * * * will be 1,75 yuan.
There is another method, which costs 6 yuan (borrowing for 11, months): just install a POS machine and swipe the money from the credit card to your bank card through the POS machine.
how much will it cost to borrow a credit card for 11, months?
the interest rate of credit card borrowing depends on the charging standard of the specific issuing bank, and it is also related to the type of borrowing money, such as credit card consumption, credit card cash withdrawal and credit card loan. Moreover, it also has something to do with whether it is staged.
Take the Bank of Communications as an example:
1. Withdraw cash by credit card, and the interest is: 1,.5% 3 = 15 yuan, so the total * * * will be 1,15 yuan;
2. Enjoy the loan, the loan interest rate is .72%, and the interest is: 1,.72% = 72 yuan, so the total * * * will be 1,72 yuan;
3. Good cash loan, the loan interest rate is .75%, and the interest is: 1,.75% = 75 yuan, so the total * * * will be 1,75 yuan.
credit card installment repayment:
1. There are five types of bank credit card installment, namely, 3, 6, 9, 12 and 24, and the handling fee rate is generally .6%. The handling fee is charged monthly for the current period.
2. If 1 is divided into 12 installments, the handling fee will be * * *: 1.6% 12 = 72; Principal plus handling fee * * * =172=172. Calculated, it is still 893.33 yuan per month.
credit card installment refers to the process that when a cardholder uses a credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder in one lump sum, and then the cardholder repays the money to the bank in installments. According to the cardholder's application, the bank will deduct the consumption funds by stages through the cardholder's credit card account, and the cardholder will repay them according to the monthly amount. The fee rate for a single installment is %~1.67%, and the fee for one installment is one month. The fee for each installment is included in the monthly bill for installment repayment, and the fee for each installment is equal to the total installment amount × the fee rate for each installment. The final rate is subject to the actual ordering situation. Repay in full and on time every month after installment without interest. The principal of each installment = total installment amount/number of installments, and the handling fee of each installment = monthly handling fee rate. The principal and handling fee of each installment are billed on a monthly basis. After the cardholder successfully handles the installment of the bill, the installment amount will be included in the bill from the latest installment after installment, and the handling fee of each installment will be recorded at the same time as the installment amount, and will be included in the minimum repayment amount. If the cardholder fails to fully repay the remaining amount of the current bill on time after successful handling, it will be deemed as not fully repaid, and the current bill will not enjoy the interest-free repayment period for consumer transactions.
all the 5, credit cards are swiped out, and all the credit cards with a minimum amount of
5, are swiped out every month, and the minimum amount of
1% of the credit card spending is swiped out every month.
"minimum repayment amount" refers to the minimum amount that the credit card holder should repay before the due repayment date (inclusive) stipulated by the card issuer, which is the sum of the unpaid minimum repayment amount of the previous bill and 1% of the overdraft balance of the current bill, unless otherwise agreed by the card issuer and the cardholder. If the minimum repayment amount is not repaid before the due repayment date (inclusive), in addition to the overdraft interest, a late fee of 5% of the unpaid part of the minimum repayment amount shall be paid.
For example, how much is the minimum amount spent on a 1, credit card?
The minimum amount is 1%, which is 9 yuan.
What is the minimum credit card limit of ICBC's 1, yuan
You can withdraw 5, yuan and spend 5, yuan; Or spend 1, yuan.
as you asked, his minimum amount is .1 yuan and his maximum amount is 1, yuan. Understand?
What is the minimum monthly payment for my 5, credit card?
If you don't swipe it, you don't have to pay it back. It depends on how much you spend, and whether you pay it back in full or in minimum.
What is the minimum monthly payment for my 3, cash withdrawal from the credit card?
Generally, it is 1%, and yours is 3,.
I want to call the bank to apply for German parents.
how much should 1 yuan pay back according to the minimum monthly repayment
There is interest, which is about three yuan. I suggest that you can pay back the flowers in installments, which will make your economy more abundant. The repayment pressure is not so great
How much is the minimum credit card amount of China Construction Bank
The calculation formula of the minimum repayment amount: the accumulated unpaid fees and interest of the installment amount that has not been paid in the previous period, and the transaction amount (including fees and interest) that exceeds the credit limit of 1% of the consumption amount-1% of the consumption and withdrawal principal for error handling = the minimum repayment amount. If the calculated minimum repayment amount is less than 2 yuan (or USD 5/Euro), the minimum repayment amount shall be calculated in 2 yuan (or USD 5/Euro), and if the total repayment amount is less than 2 yuan (or USD 5/Euro), the minimum repayment amount shall be equal to the total repayment amount.
for example, if the total charge in the bill is 5, yuan, after the bill is settled, the minimum repayment amount should be about 5 yuan. If you repay according to the minimum repayment amount, you will not enjoy the interest-free treatment of consumption, and the interest will be calculated at five ten thousandths of the daily interest rate from the transaction entry date. But it does not affect credit.
I swiped the Bank of Communications credit card 11 today to pay it back at the minimum monthly amount. How much will it cost?
1.1 The minimum is uneconomical. Simply ask for the minimum credit card amount of 5, in installments.
If it is a China Merchants Bank credit card, the general credit card amount is 3, to 1, yuan. The gold card quota is 1, to 5, yuan; Platinum and diamond credit card quotas are generally temporary quotas that are adjusted for you voluntarily every month with a fixed quota of 5, yuan; Unlimited credit card limit is subject to the audit results.
Tips 1. The fixed amount of credit card application is comprehensively evaluated according to the information submitted by you, and the final audit result shall prevail. 2. Multiple credit cards under the same account name can enjoy the same credit line.
how much is the minimum monthly credit card of 1, yuan?
the minimum monthly repayment is not determined by the credit line of the credit card, but 1% of the amount spent by the credit card.
how much does everbright bank need to pay back for a 3,-yuan credit card every month
how much does everbright bank need to pay back for a 3,-yuan credit card every month
This does not mean how much is paid back every month, but how much is used, and everything can be repaid according to the bill issued by the bank.
how much should I pay back the credit card of China Everbright Bank at least every month?
minimum repayment =551% cash withdrawal fee, cash withdrawal interest 27.5% days of use,
65~~7 is enough!
is that ok?
how much do I have to pay back every month if I use the credit card of China Everbright Bank for 1, minutes and 12 months?
What I said downstairs is correct, but it is not comprehensive. I am an employee of China Everbright. There are two installment methods for China Everbright Credit Card, one is called optional interest-free installment, and the other is called bill installment. If you choose interest-free installment, the monthly repayment amount is = 1,/12,1,.5, and the handling fee is charged at five thousandths per month. If you do the bill installment in the bill, you will be charged a one-time handling fee of 8%, that is, the first repayment amount after you complete the bill installment = 1,/12,1,8%, and the monthly repayment for the remaining 11 months = 1,/12.
how much will I pay back every month if I use my credit card to swipe 1, yuan
After you change 1, yuan at the repayment period, there will be no fees. If you do the installment, you have to call customer service, which will result in fees. It is recommended not to use it as much as possible.
the credit card bill of China everbright bank is 28, yuan, which should be paid in six installments each month.
Tiangang Shengshi Technology Co., Ltd. specializes in selling credit cards with POS machines for credit processing!
how to apply for a credit card?
1. You can apply for a credit card by providing proof of work and salary;
2. The credit line is approved according to your salary and assets;
3. You can use the credit card after it is activated.
4. It is recommended to apply for ICBC's Peony Gold Card, with low installment fee, minimum repayment with interest on the rest, longest interest-free period of 56 days, and free deposit in different places;
5. You can apply for a credit card, and the estimated credit limit is up to 1, yuan.
Excuse me, how much does super tv need to pay back every month for the credit card purchase of China Everbright Bank?
processing conditions: we 1, ID card (required) page 2, work certificate (optional) page 3, other credit cards for more than half a year (optional)
4, photocopy of driver's license or purchase invoice (optional) page 5, property certificate (optional), original page 6, photocopy of social security card (optional)
withdraw 4, yuan from the credit card of China Everbright Bank, and try to repay it before the repayment date. If it cannot be fully repaid, you can repay 1% interest first.
① Although you can withdraw cash by credit card, please don't use the cash advance function in non-emergency situations, because the cost of using the cash advance function by credit card is very high;
② firstly, cash borrowed by credit card has no interest-free repayment period, and interest will be calculated from the day when cash is withdrawn;
③ The interest rate of cash borrowed in advance is very high, with a daily interest rate of .5 ‰ and compound interest is calculated;
④ The handling fee is very high, generally more than 1%, and it is charged at one time;
⑤ In addition, cash advances are generally given without points.
I used the credit card of China Everbright Bank to draw 3,2 yuan in 12 installments, and if I get it back, I will pay back the handling fee every month.
The principal of each installment is 267 yuan, and the interest is 16 yuan, which is 283 yuan. 12 installments ***3516 yuan
12, credit cards will be paid in installments, and 36 installments will be paid by China Everbright Bank. How much will it cost each month?
the light interest is 86 and the principal is 3333, which is about the sum of these two monthly payments.
How much do you need to pay back every month when you swipe the credit card of China Everbright Bank for 1, installments?
Just call the credit card service hotline of China Everbright Bank and ask him the answer, and it is very detailed.
China Merchants Bank swipes a credit card for 1, yuan. If only the minimum repayment amount is paid each month, how much will it cost?
China Merchants Bank swipes 1, yuan with its credit card. If only the minimum repayment amount is paid each month, it needs to pay at least 1,15 yuan each month, that is, 1% of the 1, yuan is in 1 yuan, and the daily interest is five ten thousandths, and the interest for eleven thousand months is 15 yuan.
Calculation method of the minimum repayment amount of each bill:
Minimum repayment amount =1% Credit card account, all general transactions, 1% All outstanding installment transactions in the account, 1% Single installment amount, 1% Outstanding portion of the minimum repayment amount in the previous period, 1% All funds used in excess of the credit limit of the account, 1% expenses and 1% interest.
liquidated damages
if the cardholder fails to pay off the minimum repayment amount of the previous bill before the due repayment date (inclusive), our bank will charge the corresponding liquidated damages at 5% of the unpaid minimum repayment amount according to the Credit Card Charter of China Merchants Bank, with the minimum charge of RMB 1 yuan or US$ 1 yuan.
Extended information:
Cyclic interest
Each consumption amount of the last bill is the interest-bearing principal, and the interest-bearing days are from the billing date of the account to the payment date of the account, and the daily interest rate is five ten thousandths.
The cardholder's billing date is the 7th of each month, and the credit card consumption is 2, yuan on April 1st, and the consumption is recorded on April 2nd. If the cardholder only repays 2 yuan on the due repayment date of April 25th, the interest payable as of that date will be shown on the bill of May 7th;
that is, 23 days' interest of 2, yuan revolving credit principal and 13 days' interest of 1,8 yuan remaining after repayment: 2, yuan× .5 %× 23 days (April 2-April 24) 1,8 yuan× .5 %× 13 days (April 25-May 7) =23 yuan 11.7 yuan =