1. First, users need to log in to the mobile banking APP of Bank of Communications;

2. select "all-featured services" on the home page to find the settings page;

3. after entering the settings, click "information maintenance-editing-certificate expiration date" in turn, and then select "update";

4. Update your personal ID card information according to the page prompts and submit it.

5. For users of Bank of Communications whose ID card has expired, you can fax the copy of the front and back of the new ID card marked "ID Update" to 2138429878.

If the information on the ID card has not changed, just fax a copy. If there is any change, you need to go to a bank outlet to handle it, and you must also provide a certificate of identity information change issued by the public security organ.

1. The ID card has expired

1. If the ID card information is not updated, some real-name authentication fairs cannot be held.

2. If key personal information such as citizen's ID number and name has changed, you must go to the bank to update relevant information in time. If the ID card information expires without providing a new certificate to the bank, it may be impossible to recognize the credit card. It is recommended that the cardholder update it as soon as possible as required.

3. In addition to updating your ID card in time after it expires, you should also call the bank customer service or go to the bank outlet to change it in time to avoid unnecessary trouble.

second, the ID card is about to expire. Can it be handled in a different place?

it can be exchanged in different places. In two cases, the application for processing in different places will not be accepted:

First, it is difficult to confirm the identity because of the great changes in appearance characteristics and the unregistered fingerprint information of the resident ID card;

Second, there are people with bad credit records, including those who forge, alter, buy or sell, impersonate, fraudulently obtain, fraudulently use household registration books, identity cards, passports, driver's licenses, buy or sell, and use fake certificates, as well as those with bad credit records pushed by the national credit information exchange platform.

3. The process of applying for an ID card in a different place after the ID card expires is as follows:

1. I apply to the resident ID card acceptance point of the public security organ in my place of residence.

2. The acceptance point in different places will timely transmit the acceptance information to the public security organ of the applicant's domicile.

3. The public security organ in the place of residence shall complete the production, verification and issuance within the legal time limit after receiving the information of certificate preparation after examination and issuance.

Operating environment: APPle 12ios14, Bank of Communications 4..8

How does Bank of Communications update ID information

First, users need to log in to the Mobile Banking App of Bank of Communications; Select "All-featured services" on the home page to find the settings page; After entering settings, click "Information Maintenance-Edit-Certificate Expiration Date" in turn, and then select "Update"; Follow the page prompts to update the personal ID card information and submit it.

debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A special card is a debit card used in a specific area for special purposes, and has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction. Credit cards are divided into credit cards and quasi-credit cards. Quasi-credit card is a kind of credit card with China characteristics, and there is no such kind of credit card abroad. In the late 198s, China's banking industry introduced credit card products from abroad.

Because the personal credit system in China was not perfect at that time, the banking industry in China made some changes to foreign credit card products, changing the traditional foreign credit card deposit with no interest and overdraft with interest-free period to deposit with interest and overdraft with interest. Taken together, the characteristics of quasi-credit card mainly include: applying for quasi-credit card generally requires paying a deposit or providing a guarantor; Interest is calculated on deposits in quasi-credit cards; A quasi-credit card can be overdrawn, but there is no interest-free repayment period for overdrawn funds, and interest can be calculated from the day of overdraft, and it must be paid off at one time without minimum repayment. As a transitional product in the development of credit card industry in China, quasi-credit card is gradually withdrawing from the historical stage. In our real life, the usage and significance of quasi-credit card are gradually decreasing. The process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid certificate, proof of residence, proof of unit income or proof of personal assets and other materials to apply to the card issuer, and you need to fill out an application form, in which the information required is true. After filling out the application form, you should go to the head office of the bank for the record. After the head office of the bank reviews the application materials, it will take about 2 working days to issue the card to the customer. Credit cards are only available to customers aged 18 or above, and minors are not allowed to apply for credit cards.

how to change the expired bank of communications id card on the app

; ? The identity card of Bank of Communications has expired, and users need to bring new identity documents to the bank outlets to update their personal information. The Bank of Communications app also supports some personal information updating operations. When our personal information changes, we often need to go to the bank to modify our personal information. Methods of modifying personal information by mobile APP of Bank of Communications: 1. Open the mobile APP of Bank of Communications, and download and install it in the application market if you don't have it yet. 2. After entering the APP homepage, click "My" in the menu bar. 3. Enter your account password or sign in to mobile banking. 4. On the "My" page, slide down to the "Exclusive Service" column. 5. Then find "Personal Information Maintenance" under this column and click Enter. 6. After jumping to the "Customer Information Maintenance" page, click the "Edit" button at the bottom. 7. Click the "Save" button after updating the relevant information to complete the submission.