1. If you still can’t pay the installment, go to relatives and friends to borrow money to repay it;

2. If you keep defaulting on repayment, it will definitely be overdue;

3. If you really don’t have money, you can borrow money from Alipay or WeChat Weilidai and pay it off with your credit card. Repaying the loan with a loan can extend your time and work hard to earn money to pay off your debt.