If users need to redeem China Merchants Bank credit card points, they can download the China Merchants Bank Credit Card Client Mobile Life, which has point redemption activities, and can exchange points for the rights and goods they need in the mall.

First of all, China Merchants Bank credit card holders can download China Merchants Bank mobile banking or mobile life, and then enter personal information to log in to the home page.

Secondly, after the page jumps to the homepage, credit card holders can find the scan button in the upper right corner of the homepage and click to enter the next page.

Finally, the user needs to select the payment code on the jumped page, show the payment code to the Starbucks clerk and indicate that he wants to redeem it with China Merchants Bank points, and then he can exchange a certain amount of points for a medium cup of Starbucks.

Accumulation of points with China Merchants Bank credit cards

First, points accumulated with China Merchants Bank credit cards are 1 point for every RMB 20/USD 2 spent in a single transaction, and points for purchases with supplementary cards are accumulated at Under the main card account. Some merchants do not accumulate points for consumption, please refer to the official website announcement for details.

Second, if you accumulate points by swiping your car card or city card, you can get 0.5 times bonus points, which is valid for 3 years.

Third, airline co-branded credit cards earn 1 mile for every RMB 18/USD 2 spent in a single transaction, and ANA co-branded cards earn 1 mile for every RMB 20/USD spent in a single transaction. The validity period of consumption miles shall be subject to the announcement of the partner.

Fourthly, if the points accumulated by the Premium Platinum Installment Card are doubled, the points will be rewarded according to the amount automatically credited to the customer in each installment (general card consumption will no longer accumulate points), that is, every time the amount automatically credited in installments exceeds 20 Yuan RMB accumulates 2 permanent points of China Merchants Bank, and the original transaction of general card consumption will no longer accumulate points.

Premium Platinum Credit Card points can be redeemed for Platinum value-added service rights.

Accounts to which points belong:

All points accumulated from consumption under the name of the principal cardholder and the supplementary cardholder belong to the points account of the principal cardholder and can only be used by the principal cardholder.

The points of personal cards and personal debt-bearing commercial cards that accumulate permanent valid points of China Merchants Bank credit cards are combined and calculated.

Global Hotel Group co-branded cards accumulate partner points, and airline co-branded cards accumulate partner miles.