Most bank black cards are relatively high-end or high-limit credit cards. It depends on what type of card your card is.
1. Bank of Communications has black cards and white cards, but for the Bank of Communications y-power youth card, there is no difference between the Bank of Communications youth black card and the Bank of Communications youth white card. It may be due to the high-end cards of other banks. Due to the influence of the black gold card, many card friends have formed the feeling that the black card is more advanced. However, for the Bank of Communications Youth Card, the Bank of Communications Youth Card has two card surface designs: Force Black and Vitality White. It just allows you to choose Attitude, show off.
In fact, the two card faces are simple black and white colors aimed at young people. There is no difference in function, just the color difference.
2. Bank of Communications credit limit
The credit limit approved by the bank based on the credit card level is generally 3,000-8,000 yuan for regular cards, 8,000-50,000 yuan for gold cards, and more than 50,000 yuan for platinum cards. However, the specific situation depends on the financial proof and personal credit status and other information provided by you.
The general limit of the Youth Card of Bank of Communications is 5,000---50,000, and the card limit will be increased according to the card usage. If it is overdue, the interest will be charged at 0.5% per day, so try not to be overdue. Not only will there be interest, but it will also have a negative impact on your credit.