Annual fee of main card: annual fee of ordinary card 175 yuan.

Annual fee-free policy: annual fee-free in the first year, and annual fee-free in the following year after brushing 18 times.

Cash advance limit: 50% of the credit limit.

Interest-free period: 20 to 50 days.

Consumption verification method: signature+password

Revolving credit interest (daily interest): 0.05% interest is charged every day.

Consumer SMS notification fee: consumers in 300 yuan and above will be notified by SMS for free.

Minimum repayment: 5% of the minimum repayment.

Bookkeeping date: Bookkeeping date is 5th, 10, 15, 20th and 25th of each month, and cannot be modified.

Online payment: after the phone is opened, you can choose different online payment methods, and the limits of different payment methods are also different. Scratch card: the daily limit is 5000 yuan; Digital certificates and encoders: unlimited