You only need to bind the debit cards of other banks to the APP of the credit card you need to repay, and you can repay credit cards across banks! Or use third-party payment platforms such as WeChat and Alipay. Or use the UnionPay APP to manage credit cards for repayment.

The first is credit card APP repayment

Each credit card has its own APP. This APP can be bound to a debit card, and the bound There are no bank or local requirements for debit cards. As long as it is your own debit card, it can be bound. After the binding is successful, you can set up automatic repayment or manual repayment, and there is no repayment fee. of.

The second third-party payment platform repayment

This method was the most used method in the past, because it manages credit cards, and the money in WeChat or Alipay can be directly But after WeChat and Alipay started charging, many people no longer use this repayment method. After all, the repayment fee of one thousandth is still very high!

The third type of Cloud QuickPass repayment

UnionPay is an APP of UnionPay. This APP can bind all credit cards and multiple debit cards, and You can directly check the repayment time and amount of each of your credit cards, and use your bound savings card to directly make credit card repayments without bank restrictions and no handling fees.

Extended information:

When repaying credit cards across banks, you should also pay attention to the repayment limit. For example, if you hold a Bank of Communications credit card, use the Postal Savings Bank debit card automatic repayment slip. The maximum repayment amount is RMB 10,000.

If you hold a CITIC credit card, the single transaction limit for Agricultural Bank of China, Bank of China, and ICBC is 50,000 yuan, and the self-service repayment by China Merchants Bank is less than 10,000 yuan. If the limit is exceeded, the repayment will not be successful.

If you hold a Minsheng credit card, Agricultural Bank of China and China Merchants Bank have a single-day limit of 500,000 yuan, and other banks have a single-day limit of 50,000 yuan.

If you hold a Pudong Development Bank credit card, Bank of China, Bank of Communications, China Construction Bank, ICBC, Industrial Bank, China Everbright, Postal Savings Bank, and Ping An Bank have a limit of 50,000 yuan (inclusive) for a single transfer of withholding business funds, and the repayment If the amount exceeds 50,000 yuan, the withholding will fail. The limit for Agricultural Bank of China is 500,000 yuan/transaction (inclusive), and the limit for CITIC Bank is 5,000 yuan/transaction (inclusive).

If you hold an Everbright credit card, the single transaction and single-day cumulative limit of ICBC, Agricultural Bank of China, China Construction Bank, Bank of China, and China Merchants Bank is 50,000 yuan (inclusive), and the single-transaction and single-day cumulative limit of Postal Savings Bank is 5,000. Yuan (inclusive).