The reason for credit card deduction is the same as that for credit card withdrawal. After issuing a credit card to the cardholder, the issuing bank will record the cardholder's credit card transaction and credit card repayment, and evaluate the cardholder according to the above situation. If the credit card is overdue for many times, or the overdue amount is large and long, the issuing bank will think that the cardholder's repayment ability is insufficient. In order to avoid the risk of bad debts of credit cards, the issuing bank may reduce the credit card limit. In addition to the above reasons, credit card cashing, long-term need not wait. , it may also lead to a decrease in the amount.

Minsheng bank credit card has been downgraded, reminding cardholders to pay off the overdue amount of credit card as soon as possible. The more the amount, the better. Try to repay in full. For the overdue credit card caused by carelessness once or twice, the cardholder can call the customer service hotline of Minsheng Bank to communicate with Minsheng Bank, apply for restoring the credit line, and eliminate personal bad credit records. In order to avoid the credit card of Minsheng Bank being downgraded, cardholders should pay attention to timely repayment in the process of using the card in the future and form a good record of using the card.