Shuyang Rural Commercial Bank (under preparation) means that it is under preparation. Generally, in the initial recruitment of new banks, because they are not operating normally, they usually have the word "raise", which is normal. Shuyang Rural Commercial Bank was rebuilt from Shuyang Credit Union, so it is currently under preparation. To put it simply, Shuyang Credit Union is about to be upgraded to a rural commercial bank, but the upgrade has not yet been completed. It is in the process of being upgraded, that is, in preparation.