1, hello, let me answer your question. In fact, credit cards have nothing to use. Every credit card in every bank has its advantages and disadvantages. I can only talk about my personal feelings. The interest-free period of China Merchants Bank's credit card is too short, the shortest among all card-issuing banks, only 18 days. Then the credit card installment operation of Bank of Communications is very troublesome, and the points will be cleared by themselves after a certain period of time. ICBC's credit card application threshold is too high, and the approval amount is also very low. The same is true of China Construction Bank, whose quota is very low, even if it is used well, it will not be fast. Finally, China Bank's credit card does not support Alipay, so online shopping will be very inconvenient. You can refer to these contents!
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3. Hello, I personally think that first of all, the four major state-owned banks do not recommend it, and it is very difficult to apply for a card. The card approval is slow and the failure rate is high. After the approval, the quota is also very low and the quota is also very slow. Then the thresholds of Shanghai Pudong Development Bank, Minsheng Bank and Guangfa Bank are not high, but there are too few online stores, which makes it inconvenient to do anything at ordinary times. But all credit cards actually have advantages and disadvantages! I hope my answer can help you!
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