if CCB's credit card is locked due to a wrong password, we need to bring our ID card, credit card and other related materials to the counter of the nearest CCB business outlet to apply for unlocking and reset the credit card password. In addition, the customer of Cyber Shield can reset the transaction password through "Credit Card-Card Manager-Password Management". Customers who have opened mobile banking can also log in to China Construction Bank's mobile banking, and can resume using the card after resetting the consumer cash withdrawal password through "Credit Card-Password Management-Consumer Cash Withdrawal Password".

CCB Credit Card:

CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named as "Longka".

categories include: longka prestigious school card, longka business card, longka automobile card, etc.

interest:

during the interest-free repayment period: the interest-free repayment period refers to the interest-free period for consumer transactions enjoyed by cardholders who repay in full on schedule, and the interest-free period starts from the bank bookkeeping date to the repayment date, with a minimum of 2 days and a maximum of 5 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

Tip:

If you don't repay in full before the due repayment date, you won't enjoy the interest-free period. The Construction Bank will charge interest at the daily rate of .5 ‰ and compound interest on a monthly basis. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated based on the actual amount payable.

if you fail to repay before the due repayment date or the repayment amount is less than the minimum repayment amount, CCB will charge interest as required, and will also charge a late fee of 5% of the unpaid part of the minimum repayment amount.

During the revolving use period:

Revolving credit generally means that the credit limit of a credit card can be recycled. As long as the customer can repay the line in time after each use (including the minimum repayment method), it can be reused without applying before each use. Revolving credit is the inherent attribute and main function of credit card, which brings convenience to cardholders.

interest calculation of revolving credit:

each consumption amount in the last statement is the interest-bearing principal, and the interest-bearing days are from the bookkeeping date of the account to the payment date of the account; The interest rate of revolving credit shall be uniformly stipulated by the People's Bank of China, with a daily interest rate of .5 ‰ and compound interest on a monthly basis. The interest on revolving credit will be stated in the next bill.