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Does three billing days overdue on an Agricultural Bank of China credit card count as 90 days?

Three billing days overdue on an Agricultural Bank of China credit card cannot be counted as 90 days.

Details:

First of all, credit card overdue periods are usually calculated by the number of days, not by the frequency of billing days. The number of days past due is calculated from the date of the last payment.

Secondly, the overdue period for Agricultural Bank of China credit cards is usually calculated from the first working day after the repayment date, and is generally 30 days. In other words, if the payment is not made on the first working day after the repayment date, it will be considered overdue.

Finally, if the overdue period is exceeded, the bank will handle the overdue credit card accordingly, such as charging late fees, penalty interest, etc.

Summary:

Three billing days overdue on an Agricultural Bank of China credit card does not equal 90 days, but is calculated based on the specific overdue period. The number of days past due is calculated from the date of the last payment. Therefore, timely and on-time repayment is an important way to avoid overdue payments.

Extended information:

For the handling of overdue credit cards, different banks may have different policies and regulations. For details, please refer to the relevant policies of the Agricultural Bank of China credit card. If you have questions about an overdue credit card or need further information, it is recommended to directly consult the customer service of Agricultural Bank of China or go to the nearest Agricultural Bank of China branch for consultation.

The above is the content of the answer based on the overdue processing regulations of Agricultural Bank of China’s credit cards. If there are special circumstances or the latest policy changes, please refer to the official announcement or relevant documents of the Agricultural Bank of China.