After the deduction, it will be automatically recorded. If someone unfortunately pays back a sum of money to the credit card when making an appointment for repayment, you can call the customer service hotline to apply for a refund.
Call again after the payment is credited. If there is no debt in the unpaid bill, there will be overpayment after the deposit and scheduled repayment are recorded. Take out the overpaid part at the CCB or CCB ATM where the credit card bank is located, free of charge.
The final repayment date of CCB credit card withdrawal is 20 days after the bill date.
Suppose your billing date is the 7th of each month, April 8th to May 7th, and the final repayment is May 27th, May 8th to June 7th, and the final repayment is June 27th.
Reminder: China Construction Bank's credit card withdrawal repayment has no interest-free period, and the repayment should include withdrawal fee and interest. The expenses are calculated according to different situations, and the interest is calculated at five ten thousandths of a day.
Remember to pay back on time, otherwise there will be other expenses such as late fees.
China Construction Bank's credit card withdrawal repayment has no interest-free period, and the repayment should include withdrawal fee and interest. The expenses are calculated according to different situations, and the interest is calculated at five ten thousandths of a day.
Extended data:
1. First of all, the credit card consumption of CCB can be phased, but the cash withdrawal cannot be phased.
2. The cash withdrawn by CCB's credit card needs to be returned before the due repayment date, when the minimum repayment amount will be displayed on the bill.
3. In the end, if you can't repay in full, you can repay according to the minimum repayment amount in the bill.
In addition, the construction bank credit card withdrawal interest:
1. The domestic withdrawal fee of CCB Credit Card is 0.5% of the cash withdrawal amount, that is, five thousandths, with the lowest 2 yuan and the highest 50 yuan for each transaction. In addition, if the credit card withdrawal is overdraft withdrawal, there is no interest-free period, and the daily interest rate is five ten thousandths, from the date of withdrawal to the date of full repayment.
2. At present, all bank credit card withdrawals are calculated by charging five ten thousandths of interest every day and compounding interest every month from the date of withdrawal, and charging a cash handling fee according to a certain proportion of the cash withdrawal amount.
References:
Baidu Encyclopedia-CCB Credit Card