Your question is insufficient, please ask:
1. What loan do you want to take, commercial? agriculture? housing?
2. What is your household registration?
3. How long do you plan to carry it?
I am from the credit department of the Agricultural Bank of China. I can tell you clearly that the personal loans of the Agricultural Bank of China are guaranteed loans and not mortgaged. The loan with the lowest interest rate is the small-amount farmer loan of the "Golden Harvest Huinong Card". The interest rate is less than 9 miles. The credit is extended for 3 years, which means you have to go through the procedure once. You can borrow this money for 3 years, but you need to repay it every year, and then borrow again, which is very convenient.
But the condition is that you must have an agricultural registered permanent residence. In fact, you can also find a relative in the countryside. The guarantee method is a three-household joint guarantee and a civil servant or teacher guarantee. The maximum is 50,000 and the minimum is 3,000. The procedure is simple.
You can handle it at your Agricultural Bank of China township branch office. Find an acquaintance, have a meal, and give him 1,000 yuan as a gift. No effort is required on your part. Within 15 days, you are guaranteed to get the money.
If you don’t understand anything, just ask me. I’m always online.
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