1. The meaning of "Quick Pass" on the Agricultural Bank of China card: This is a contactless payment product. When purchasing goods, you only need to use an IC card with the word Quick Pass to confirm the amount. Pay with a swipe at a contactless terminal. Just like the campus card (meal card) used by students at school, no password or signature is required, but generally the upper limit for a single transaction is 1,000 yuan. However, this function must require the shopping mall, restaurant or other merchants to support "Quick Pass".
2. It cannot be used as a bus card. It can only be used in some retail places such as supermarkets, convenience stores, department stores, pharmacies, and public service areas such as wet markets, parking lots, gas stations, and tourist attractions. , but if the merchant does not have that machine, it can only swipe the card by entering the password and signing.
Extended information
Cards with "Quick Pass" function are risky, because their transaction process no longer requires traditional verification methods such as passwords and signatures. When the card If it is lost and no measures are taken to report the loss, there is a high possibility that it will be stolen and used by others. The following measures can be taken to reduce risks:
1. First of all, when consumers apply for a "Quick Pass" card from the bank, they must read the relevant provisions of the bank card acceptance contract in detail, and understand the terms and possible risks. If you have any unclear information or other matters, please report and communicate with bank staff in a timely manner to ensure that you are well aware of the methods and precautions for using the business.
2. Secondly, during the daily use of "Quick Pass" cards, remember to keep your own bank cards safely and do not lend them to others at will. When carrying out consumption activities, you must always pay attention to whether there are any abnormalities in the use of the card. , be careful to check whether the recovered card is your own bank card. In addition, it is recommended that cardholders activate the SMS reminder function for transaction bank cards.
3. Finally, after "Quick Pass" bank card fraud occurs, cardholders should not panic. They can effectively recover funds by promptly reporting loss, calling the police, claiming compensation, or even suing in court. loss.
Reference: Xinhuanet-What are the risks of bank card quick payment?