Detailed introduction to the automatic repayment method of credit card and debit card association

Automatic repayment of credit card and debit card association is one of the simplest repayment methods for credit card automatic repayment, especially Suitable for friends whose salary card and credit card belong to the same bank.

For example, if your salary card is from the Bank of Communications, and you also have a Bank of Communications credit card, you can bind your salary card to the credit card, so you don’t have to pay back the credit card specifically in the future. When your credit card is due for repayment, Bank of Communications will automatically deduct the money from your salary card to repay your credit card automatically.

The automatic repayment of credit card and debit card association means that the credit card holder opens a savings settlement account or debit card account at the same card-issuing bank, and associates it with the credit card by signing an agreement, and the card-issuing bank will On the credit card due date, the corresponding amount will be deducted from the associated account to repay the outstanding balance on the credit card account.

Example:

Automatic repayment associated with Bank of Communications credit card and debit card

Automatic repayment associated with Bank of Communications credit card and debit card, starting from Your designated "debit card" current account will transfer the repayment to your credit card, and your credit card's available limit will be restored on the day of deduction.

Application method:

1. When applying for a credit card, check the debit card-associated automatic repayment field on the application form to activate the debit card-associated automatic repayment function.

2. Application at the counter: You can bring your debit card or credit card to the Bank of Communications branch to apply for the activation of automatic repayment associated with your debit card.

3. Telephone application: Dial Bank of Communications credit card hotline 95559 to apply for activation.

4. APP application: Download the Bank of Communications Credit Card APP to pay, fill in the savings card information, and bind the repayment.

How to bind a Bank of China credit card to a debit card

When filling out the application form, you can select "Automatic repayment" in the "Repayment Information" column and provide your name. Bank of China debit card, Great Wall credit card, current savings account, etc. or account number. Or apply for automatic repayment through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, customer service hotline, branches and other channels.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

My Bank of China credit card and debit card have been linked to accounts, how can I manually repay them?

Bank of China credit card repayment methods can be divided into: active repayment and automatic repayment.

1. Active repayment: You can choose Bank of China Mobile Banking, Bank of China Personal Online Banking, Colorful Life APP, "Bank of China Credit Card" WeChat official account, counters, self-service terminals and other channels for repayment. At the same time, Bank of China also supports inter-bank transfers, and third-party repayment methods such as WeChat, Alipay, Lakala, and Tenpay for active repayment. If you choose a third-party repayment, a certain fee may be charged. Please consult the transferor for the specific amount. Since the third-party channel cannot arrive in real time, please make active repayment at least 3 working days in advance.

2. Automatic repayment: Combine your Bank of China Great Wall electronic debit card, ordinary current savings passbook, current current all-in-one passbook, Great Wall RMB credit card or other bank’s debit card with your Chinese If you are associated with a bank credit card, money will be automatically deducted from the associated repayment account on the due payment date to repay your current Bank of China credit card bill. You only need to ensure that the repayment account has sufficient funds and is in normal condition one day before the due payment date.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

That’s it for the introduction of credit card-linked debit cards.