However, it should be noted that:
1) The application scope is: from the second year of undergraduate course (inclusive) to the first semester of graduation grade: all 2 1 1 key institutions in the city where China Merchants Bank outlets are located, and key institutions in the city where China Merchants Bank outlets are located; If the approved undergraduate quota is set at RMB 3,000 (equivalent to RMB 3,000 in US dollars).
2) For overseas payment, since the card is a dual-currency card of RMB+USD, Hong Kong dollars and Taiwan dollars are automatically converted into USD for bookkeeping;
ICBC Peony Student Card is also for sophomores in 2 1 1 universities, but it also requires students to be party member, scholarship winners and other additional conditions, and the amount is also low; CCB Longka Student Card is a RMB single-currency card and does not support overseas online payment. The subscription cards of China Bank are mainly for graduates and employees of Jiaotong University, while the dual-currency cards of China Bank basically do not support overseas online payment, and the application conditions are also high.
Therefore, if the landlord is from Jiaotong University, it is recommended to wait until the sophomore year to apply for the YOUNG card. At the same time, please note that overseas transactions are risky and lack restrictions. Once there is a problem, it is not easy to recover the money.