On the one hand, the first generation of parents may still be unable to accept the consumption in advance, and think it is a bad habit. On the other hand, some children use credit cards without restraint, and finally their parents have to pay the bill, which makes them very disgusted.

1. The two sides have different views on consumption

For parents, the concept they have developed since childhood is to use as much as possible, and they have the habit of saving money no matter how much money they have. Therefore, their generation is down-to-earth in using money on the one hand, while credit cards pay attention to consumption in advance. In their eyes, they use money without restraint, so they borrow money to spend some useless things.

Therefore, because of the different consumption concepts, parents are biased against the credit card itself. Even because it was reported in early years that many credit cards of informal companies were scams, they further deepened this prejudice. Therefore, although credit cards are very common now, parents still don't want their children to use credit cards to spend money, but they still hope that they can make money in a down-to-earth manner and live a life with economic ability honestly.

2, children's consumption, parents pay the bill

It is true that many families are only children now, so when children are unable to repay their loans with their credit cards, they will help them. Moreover, it is true that some young people have no restraint in spending credit cards now, and they use credit cards to buy things that are inconsistent with their financial ability, and even gradually expand their desire to buy. As a result, next month, I can't pay my debts, and I have to rob Peter to pay Paul everywhere. Finally, I need my parents to pay back the money. There are many such things, and parents naturally resent credit cards. They feel that it is precisely because of this consumption mechanism of credit cards that their children spend money lavishly.

So generally speaking, the most important thing is that the consumption concepts of the two generations are different. Parents pay attention to being practical all their lives, while the younger generation pays attention to being worthwhile. At the same time, there are indeed some young people who don't know how to control themselves, and finally let the credit card back the pot.