1. You can withdraw cash directly from the bank ATM and the counter.

2. The sooner the repayment is made, the better, because the credit card will charge 0.05% daily interest after the withdrawal, and the earlier the repayment, the lower the interest.

3. Credit cards can also be withdrawn by "cash installment", and only the handling fee is charged. You can calculate which withdrawal method is more cost-effective according to your withdrawal amount and time.