Dear~
You asked so many questions at once and it’s a bit hard to answer!
My answer:
1. Constellation cash withdrawal handling fee: There is no handling fee for the first cash advance in each billing month (from the 18th of each month to the 17th of the following month). The standard charge is: cash withdrawal amount 2, minimum 20 yuan/transaction (ATM, counter). Cash advance fee through online banking, telephone banking, and mobile banking: cash withdrawal amount 0.5, minimum 5 yuan!
2. Installment payment:
Consumption installment/card/StagePay/xiaofeifenqi.html
Bill installment/card/StagePay/zhangdanfenqi.html
Store Installment/card/StagePay/fenqifukuan.html
Hope it is helpful to you!