The credit card of Shanghai Pudong Development Bank always shows that the repayment is the minimum repayment amount. Generally speaking, it is because you owe too much. If it doesn't appear on the bill, you need to check with the bank to see if you owe too much before.

Usually, when using the minimum repayment amount to repay, each outstanding part will form a new "principal amount", which will be formed by adding your corresponding interest. As a result, your bill will increase and you will owe more and more money.

Therefore, when you usually repay, you must remember how much you have paid, and how much you have not paid. Don't let yourself bear high interest and principal.

In addition, I personally remind you that you must spend rationally and try to ensure full repayment, which can not only help you accumulate a good credit record, but also avoid generating interest. Why not? !